3421 Keystone Way, Modesto, CA 95354 Property Records

Stanislaus County property record for 3421 Keystone Way, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,049 sqft · built 1990
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jul 2020)
Tax Bill	$4,578 (2026)
Deeds & Mortgages	May 2023 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`033-092-081-000`

Property Details

APN / Parcel Number

Primary APN	`033-092-081-000`
Alternative APNs	`0339281000` `0339281`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,049 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3421 KEYSTONE WAY
City	MODESTO
State	CA
Zip	95354-2171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRY CREEK BLUFF BLOCK 2862 LOT 3
Legal Subdivision	DRY CRK BLUFF
Legal Block	2862
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1000
Census Tract	2005

Owner

3421 Keystone Way is owned and occupied by two individuals who bought it in July 2020.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3421 KEYSTONE WAY, MODESTO, CA 95354-2171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Jul 28, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on File
Deed Sale	Jul 28, 2020 · Amount on File
Deed Document Number	202054494
Prior Transfer Date	Dec 18, 2017
Prior Transfer Doc	0000095691
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3421 KEYSTONE WAY, MODESTO, CA 95354-2171
Transaction Type	Mortgage
Record Updated	May 17, 2023
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 KEYSTONE WAY, MODESTO, CA 95354-2171

Mortgage

Document Number	0000019864
Date	May 4, 2023
Instrument	2023-0019864

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2053

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 28, 2020
Property Address	3421 KEYSTONE WAY, MODESTO, CA 95354-2171
Document Number	0000054494
Map Reference	VOL 32 PG 68
Instrument Date	Jul 23, 2020
Instrument	2020-0054494
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3421 KEYSTONE WAY, MODESTO, CA 95354-2171

Mortgage

Document Number	0000054495
Date	Jul 28, 2020
Instrument	2020-0054495

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 26, 2017
Property Address	3421 KEYSTONE WAY, MODESTO, CA 95354-2171
Document Number	0000095691
Instrument Date	Dec 18, 2017
Instrument	95691
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 KEYSTONE WAY MODESTO CA 953542171, MODESTO, CA 95354-2171

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 25, 2017
Property Address	3421 KEYSTONE WAY, MODESTO, CA 95354-2171
Document Number	0000070415
Instrument Date	Sep 18, 2017
Instrument	70415
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3421 KEYSTONE WAY MODESTO CA 953542171, MODESTO, CA 95354-2171

Tax Assessment & Valuation

The 2026 property tax bill for 3421 Keystone Way was $4,578, up 1.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,578.00 (+1.62%)	$425,068 (+2%) Land $115,927 Building $309,141
2025	$4,505.00	$416,734 Land $113,654 Building $303,080
2023	$4,920.00 (+7.82%)	$400,554 Land $109,242 Building $291,312
2022	$4,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3421 Keystone Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3421 Keystone Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 915 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies.

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