3421 Division St, Lansing, MI 48917 Property Records

Eaton County property record for 3421 Division St, Lansing, MI 48917

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1948
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$91,700 (May 2015)
Tax Bill	$2,469 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04006650304000`

Property Details

APN / Parcel Number

Primary APN	`04006650304000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	1,064 sqft
Finished Basement	1,064 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	160 ft deep x 110 ft wide
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3421 DIVISION ST
City	LANSING
State	MI
Zip	48917-8535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LOTS 4 & 5 EXCEPT S 10 FT OF LOT 5. BLK 3.MILLETTS STATION SUBD, T4N,R3W, DELTA TWP
Legal Range	03W
Legal Township	04N
Legal Section	10
Legal Subdivision	MILLETTS STATION SUBD
Legal Block	3
Legal Lot Number	4-5
Jurisdiction	EATON MI
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1017
Census Tract	20202

Owner

3421 Division St is owned and occupied by two individuals who bought it in May 2015.

Source: Eaton County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3421 DIVISION ST, LANSING, MI 48917-8535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 6, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2015 · Amount on File
Deed Sale	May 18, 2015 · Amount on File
Prior Sale	Oct 28, 2005 · Amount on File
Deed Book / Page	2569 / 1161
Prior Transfer Date	Aug 16, 2005
Prior Transfer Doc	1985/1006
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	3421 DIVISION ST, LANSING, MI 48917-8535
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 DIVISION ST, LANSING, MI 48917-8535

Mortgage

Document Number	003083/388
Date	Mar 4, 2024
Book Page	3083/388

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Oct 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	3421 DIVISION ST, LANSING, MI 48917-8535
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 DIVISION ST, LANSING, MI 48917-8535

Mortgage

Document Number	0003035/62
Date	Jan 6, 2023
Book Page	3035/62

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	3421 DIVISION ST, LANSING, MI 48917-8535
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 DIVISION ST, LANSING, MI 48917-8535

Mortgage

Document Number	2955/1038
Date	Sep 16, 2021
Book Page	2955/1038

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3421 Division St was $2,469 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Delta Charter Township
Unified School District	Waverly Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,100	$144,200
2025	$2,469.00
2023		$60,900	$121,800
2022	$2,069.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3421 Division St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3421 Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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