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3421 Discovery Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 3421 Discovery Dr, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,678 sqft · built 2024
Lot Size0.158 acres (6,875 sqft)
Owner2 Individual Names on File
Last Sale$832,000 (Mar 2024)
Tax Bill$14,922 (2025)
Deeds & MortgagesJul 2026 Mortgage
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072-4200-106-0000

Property Details

APN / Parcel Number

Primary APN072-4200-106-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,678 sqft Living Area
1st Floor Area1,211 sqft
2nd Floor Area1,467 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Roof MaterialOther
Lot Area6,875 sqft (0.158 acres)
Garage Area693 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address3421 DISCOVERY DR
CityFOLSOM
StateCA
Zip95630-7232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSP-SFHD (P
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group4
Census Block4010
Census Tract8508

Owner

3421 Discovery Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address3421 DISCOVERY DR, FOLSOM, CA 95630-7232
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 29, 2024Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2024 · Amount on File
Deed SaleMar 29, 2024 · Amount on File
Deed Book / Page20240329 / 701
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateJul 29, 2026
Property Address3421 DISCOVERY DR, FOLSOM, CA 95630-7232
Document Number2026000300
Book / Page20260729 / 300
Instrument DateJul 24, 2026
Transaction TypeMortgage
Record UpdatedAug 5, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address3421 DISCOVERY DR, FOLSOM, CA 95630-7232

Mortgage

Document Number2026000300,
DateJul 29, 2026
Book Page20260729/300
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2041
Interest
Rate TypeFixed Rate
Rate5.84%
Initial TypeFixed Rate
Max Rate-1%

March 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateMar 29, 2024
Property Address3421 DISCOVERY DR, FOLSOM, CA 95630-7232
Document Number0000000701
Map ReferenceMB 441 PG 2
Instrument DateMar 19, 2024
Instrument202403290701
Transaction TypeTransfer
Record UpdatedApr 12, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3421 DISCOVERY DR, FOLSOM, CA 95630-7232

Mortgage

Document Number0000000702
DateMar 29, 2024
Instrument202403290702
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3421 Discovery Dr was $14,922, up 30.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$893,929 (+2%) Land $208,080 Building $685,849
2025$14,922.00 (+30.28%)$876,401 Land $204,000 Building $672,401
2024$11,454.00 (+303.31%)
2023$2,840.00$149,069 Land $149,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3421 Discovery Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3421 Discovery Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Zeta Broadband
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20

May also be available: Succeed.Net, Verizon.

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