34205 102nd Ave S, Roy, WA 98580 Property Records

Pierce County property record for 34205 102nd Ave S, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,455 sqft · built 1994
Lot Size	2.39 acres (104,152 sqft)
Owner	2 Individual Names on Record
Last Sale	$764,719 (Apr 2022)
Tax Bill	$5,686 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400031-0-380`

Property Details

APN / Parcel Number

Primary APN	`400031-0-380`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,455 sqft Living Area
Gross Area	3,126 sqft
1st Floor Area	1,242 sqft
Upper Floors Area	1,213 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	104,152 sqft (2.39 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	482 sqft
Deck Area	161 sqft
Patio Area	161 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	34205 102ND AVE S
City	ROY
State	WA
Zip	98580-9459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 21 TOWNSHIP 17 RANGE 02 QUARTER 24 WHITE WATER ESTATES L 38 TOG/W 1/59TH INT IN PRIVATE RD ALSO TOG/W 1/59TH INT IN TRACT A OUT OF 02-17-21-6-025, 024, 020, 016, 012, 008, 004, 5-013, 001, 7-003 SEG B0197LK 3/26/91BO
Legal Range	02
Legal Township	17
Legal Section	21
Legal Subdivision	WHITE WATER ESTATES
Legal Tract	A
Legal Lot Number	38
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	2
Census Block	2019
Census Tract	73001

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34205 102ND AVE S, ROY, WA 98580-9459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
May 28, 2019	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	May 28, 2019 · Amount on Record
Deed Document Number	2022631
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 13, 2022
Property Address	34205 102ND AVE S, ROY, WA 98580-9459
Document Number	0004130631
Map Reference	DOC 9008220247
Instrument Date	Apr 10, 2022
Instrument	202204130631
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,717.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34205 102ND AVE S, ROY, WA 98580-9459

Mortgage

Document Number	0004130632
Date	Apr 13, 2022
Instrument	202204130632

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	34205 102ND AVE S, ROY, WA 98580-9459
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012070361
Date	Dec 7, 2020
Instrument	202012070361

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 28, 2019
Property Address	34205 102ND AVE S, ROY, WA 98580-9459
Document Number	1905280228
Instrument Date	May 23, 2019
Instrument	201905280228
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,994.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34205 102ND AVE S ROY WA 985809459, ROY, WA 98580-9459

Mortgage

Document Number	1905280229
Date	May 28, 2019
Instrument	201905280229

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Yelm Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,686.00 (-1.52%)	$723,200 (+9.44%) Land $309,600 Building $413,600	$723,200 (+9.44%) Land $309,600 Building $413,600
2025	$5,774.00 (-18.81%)
2024	$7,112.00 (+5.77%)	$660,800 (-5.55%) Land $265,400 Building $395,400	$660,800 (-5.55%) Land $265,400 Building $395,400
2023	$6,724.00	$699,600 Land $276,500 Building $423,100	$699,600 Land $276,500 Building $423,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1996–2009)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCKENNA WATER DISTRICT serves 600 people · EPA ID WA5303521
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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