3420 Xenops Ave, McAllen, TX 78504 Property Records

Hidalgo County property record for 3420 Xenops Ave, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1999
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on File
Last Sale	$58,520 (Mar 2023)
Tax Bill	$4,052 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2023 Second Mortgage + 2 more
APN	`P440302000006800`

Property Details

APN / Parcel Number

Primary APN	`P440302000006800`
Alternative APN	`593553`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	2,070 sqft
1st Floor Area	1,556 sqft
Flooring	Tile

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	74 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3420 XENOPS AVE
City	MCALLEN
State	TX
Zip	78504-4972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PASEO DEL NORTE PH 2 LOT 68
Legal Subdivision	PASEO DEL NORTE PH 2 - SML
Legal Block	1
Legal Lot Number	68
Jurisdiction	HIDALGO TX
Township / Civil Division	EDINBURG
Census Block Group	1
Census Block	1005
Census Tract	23532

Owner

3420 Xenops Ave is owned and occupied by two individuals who bought it in March 2023.

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3420 XENOPS AVE, MCALLEN, TX 78504-4972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Mar 13, 2023	Vendor's Lien, Transfer · Stand-Alone Second Mortgage SECURITY SERVICE FCU
Nov 10, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
Jan 28, 2019	Vendor's Lien, Transfer · FHA Mortgage CITYWIDE HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on File
Deed Sale	Mar 13, 2023 · Amount on File
Prior Sale	Jan 28, 2019 · Amount on File
Deed Document Number	20233429298
Prior Transfer Date	Jan 22, 2019
Prior Transfer Doc	0002982470
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3420 XENOPS AVE, MCALLEN, TX 78504-4972
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	UNKNOWN, SSTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 XENOPS AVE, MCALLEN, TX 78504-4972

Mortgage

Document Number	0003720086
Date	Jan 30, 2026
Instrument	3720086

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Mar 13, 2023
Property Address	3420 XENOPS AVE, MCALLEN, TX 78504-4972
Document Number	0003429298
Map Reference	VOL 34 PG 105A
Instrument Date	Feb 14, 2023
Instrument	3429298
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	NOT AVAILABLE, SSTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 XENOPS AVE, MCALLEN, TX 78504-4972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 XENOPS AVE, MCALLEN, TX 78504-4972

Mortgage

Document Number	0003429319
Date	Mar 13, 2023
Instrument	3429319

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2033

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIDALGO TX
Property Address	3420 XENOPS AVE, MCALLEN, TX 78504-4972
Document Number	0003174289
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 XENOPS AVE MCALLEN TX 785044972, MCALLEN, TX 78504-4972

Mortgage

Document Number	0003174289
Date	Dec 10, 2020
Instrument	3174289

Lender

Name	PENNYMAC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

Interest

Rate	3.12%

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Jan 28, 2019
Property Address	3420 XENOPS AVE, MCALLEN, TX 78504-4972
Document Number	0002982470
Map Reference	VOL 34 PG 105A
Instrument Date	Jan 22, 2019
Instrument	2982470
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	ENCORE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 XENOPS AVE, MCALLEN, TX 78504-4972

Mortgage

Document Number	0002982471
Date	Jan 28, 2019
Instrument	2982471

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3420 Xenops Ave was $4,052 with a homeowner's exemption, down 1.7% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,512 (+6.02%) Land $51,765 Building $196,747	$248,512 (+6.02%) Land $51,765 Building $196,747
2025	$4,052.00 (-1.7%) Homeowner's exemption	$234,405 Land $51,765 Building $182,640	$234,405 Land $51,765 Building $182,640
2024	$4,122.00 (+10.33%)
2023	$3,736.00 (+27.51%) Homeowner's exemption	$201,474 Land $51,765 Building $149,709	$201,474 Land $51,765 Building $149,709
2022	$2,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3420 Xenops Ave; there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · Hurricane Hanna

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 Xenops Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone, T-Mobile.

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