Stearns County property record for 3420 W Saint Germain St, Saint Cloud, MN 56301
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Details | 38,780 sqft · built 1995 |
| Lot Size | 2.03 acres (88,802 sqft) |
| Owner | Company Name on File |
| Tax Bill | $45,836 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-49897-0038 |
| Primary APN | 82-49897-0038 |
|---|
| Units | 42 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 38,780 sqft Living Area |
| 1st Floor Area | 10,368 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 88,802 sqft (2.03 acres) |
| Lot Width | 281 ft Width |
| Garage Area | 2,020 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3420 W SAINT GERMAIN ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-6501 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Local Zoning Code | R5 |
| Legal Description | OUTLOT A PARKTOWN 2ND ADD & THAT PART OF LOT 1 BLK 1 COVENANT CHURCH ADD LYING NW'LY OF FOLL LN BEG 236' N OF SW COR OF SAID |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 21 |
| Legal Subdivision | PARKTOWN SECOND ADD |
| Legal Block | 1 |
| Legal Lot Number | 1A |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 401 |
3420 W Saint Germain St, a residential property, is owned by a company.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8500 NORMANDALE LAKE BLVD, 700, MINNEAPOLIS, MN 55437-3829 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 3420 W Saint Germain St was $45,836.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,836.00 | $2,486,000 (-) Land $259,000 Building $2,227,000 | $2,486,000 (-) Land $259,000 Building $2,227,000 |
| 2025 | $2,486,000 Land $259,000 Building $2,227,000 | $2,486,000 Land $259,000 Building $2,227,000 | |
| 2023 | $39,358.00 | $2,486,000 Land $259,000 Building $2,227,000 | $2,486,000 Land $259,000 Building $2,227,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3420 W Saint Germain St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3420 W Saint Germain St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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