3420 W Point Rd SE, Lancaster, OH 43130 Property Records

Fairfield County property record for 3420 W Point Rd SE, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,416 sqft · built 1976
Lot Size	5.28 acres (229,997 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Apr 2018)
Tax Bill	$3,155 (2023)
Deeds & Mortgages	Oct 2019 Line of Credit Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`034-00565.30`

Property Details

APN / Parcel Number

Primary APN	`034-00565.30`
Alternative APN	`0031 00020`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
1st Floor Area	1,196 sqft
2nd Floor Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	229,997 sqft (5.28 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	920 sqft
Deck Area	35 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0031 00020
Street Address	3420 W POINT RD SE
City	LANCASTER
State	OH
Zip	43130-8697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R 17 T 16 S 31 NW
Legal Range	17
Legal Township	16
Legal Section	31
Jurisdiction	FAIRFIELD OH
Township / Civil Division	RUSH CREEK
Census Block Group	4
Census Block	4041
Census Tract	31100

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3420 W POINT RD SE, LANCASTER, OH 43130-8697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · Line of Credit FAIRFIELD NATIONAL BANK
Apr 10, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRFIELD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	201800005796
Deed Book / Page	1762 / 2930
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	3420 W POINT RD SE, LANCASTER, OH 43130-8697
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017832
Date	Oct 2, 2019
Book Page	1803/3578
Instrument	201900017832

Lender

Name	FAIRFIELD NATIONAL BANK
Type	Bank
Address	LANCASTER, OH 43130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 16, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 10, 2018
Property Address	3420 W POINT RD SE, LANCASTER, OH 43130-8697
Document Number	0000005796
Book / Page	1762 / 2930
Instrument Date	Apr 9, 2018
Instrument	201800005796
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	HVTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005797
Date	Apr 10, 2018
Instrument	201800005797

Lender

Name	FAIRFIELD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2038

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
County Subdivision	Rush Creek Township
Unified School District	Fairfield Union Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,160 (+72.66%) Land $36,550 Building $102,610	$397,600 (+72.67%) Land $104,430 Building $293,170
2023	$3,155.00 Homeowner's exemption	$80,600 (-) Land $19,100 Building $61,500
2022	Homeowner's exemption	$80,600 Land $19,100 Building $61,500	$230,270 Land $54,570 Building $175,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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