3420 W 3rd Ave, Spokane, WA 99224 Property Records

Spokane County property record for 3420 W 3rd Ave, Spokane, WA 99224

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,266 sqft · built 2005
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$179,844 (Sep 2012)
Tax Bill	$3,968 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25231.3014`

Property Details

APN / Parcel Number

Primary APN	`25231.3014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,266 sqft Living Area
Gross Area	2,723 sqft
1st Floor Area	1,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Patio Area	170 sqft
Canopy	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3420 W 3RD AVE
City	SPOKANE
State	WA
Zip	99224-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	WEST GROVE ADD L8 B31
Legal Range	42E
Legal Township	25N
Legal Section	23
Legal Subdivision	WEST GROVE ADD
Legal Block	31
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1017
Census Tract	3800

Owner

3420 W 3rd Ave is owned and occupied by an individual who bought it in September 2012.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3420 W 3RD AVE, SPOKANE, WA 99224-1209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 31, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2012 · Amount on File
Deed Sale	Sep 10, 2012 · Amount on File
Prior Sale	Jan 31, 2005 · Amount on File
Deed Document Number	20126127187
Prior Transfer Date	Sep 6, 2012
Prior Transfer Doc	0006127187
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3420 W 3RD AVE, SPOKANE, WA 99224-1209
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 W 3RD AVE, SPOKANE, WA 99224-1209

Mortgage

Document Number	0007444327
Date	Oct 1, 2025
Instrument	7444327

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3420 W 3RD AVE, SPOKANE, WA 99224-1209
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007330983
Date	Jan 31, 2024
Instrument	7330983

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 3420 W 3rd Ave was $3,968, up 6.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,968.00 (+6.55%)	$394,000 Land $88,000 Building $306,000	$394,000 Land $88,000 Building $306,000
2025	$3,724.00
2024		$383,900 (+41.68%) Land $63,000 Building $320,900	$383,900 (+41.68%) Land $63,000 Building $320,900
2023	$3,755.00 (+18.42%)	$270,960 Land $47,760 Building $223,200	$270,960 Land $47,760 Building $223,200
2022	$3,171.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3420 W 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 W 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Intermax Networks, Verizon.

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