3420 Roundabout Rd, Creston, NC 28615 Property Records

Ashe County property record for 3420 Roundabout Rd, Creston, NC 28615

Property Summary

Property Type	Single Family Home
Details	2,032 sqft · built 2019
Lot Size	28.2 acres (1,228,653 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jun 2017)
Tax Bill	$2,716 (2026)
Deeds & Mortgages	Jul 2019 Refinance Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11026-131`

Property Details

APN / Parcel Number

Primary APN	`11026-131`
Alternative APNs	`112909576985` `98011`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,032 sqft Heated Area
Gross Area	2,080 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Lot Area	1,228,653 sqft (28.2 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	98011
Old Parcel Number	11026131
Street Address	3420 ROUNDABOUT RD
City	CRESTON
State	NC
Zip	28615-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28.206 A RT 1308 FROM 11026-030 '15 ACREAGE ADJUST
Legal Subdivision	HIGHLAND FORESTRY LAND LIMBER LLC
Jurisdiction	ASHE NC
Township / Civil Division	NORTH FORK
Census Block Group	2
Census Block	2005
Census Tract	970300

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	362 WOODHAVEN DR, NEW HILL, NC 27562-9092
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	20172656
Deed Book / Page	481 / 2120
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	3420 ROUNDABOUT RD, CRESTON, NC 28615-9441
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00502/2282
Date	Jul 31, 2019
Book Page	502/2282
Instrument	3250

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	3420 ROUNDABOUT RD, CRESTON, NC 28615-9441
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00523/1537
Date	Feb 19, 2021
Book Page	523/1537
Instrument	974

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jun 23, 2017
Property Address	3420 ROUNDABOUT RD, CRESTON, NC 28615-9441
Document Number	00481/2120
Book / Page	0481 / 2120
Map Reference	PL 8 PG 570
Instrument Date	Jun 23, 2017
Instrument	02656
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 CHERRY AVE, WEST JEFFERSON, NC 28694-7211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 WOODHAVEN DR, NEW HILL, NC 27562-9092

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,716.00	$518,400 (-) Land $142,400 Building $376,000	$518,400 (-) Land $142,400 Building $376,000
2025	$2,716.00 (+3.98%)	$518,400 (-) Land $142,400 Building $376,000	$518,400 (-) Land $142,400 Building $376,000
2023	$2,612.00 (+26.12%)	$518,400 (+53.78%) Land $142,400 Building $376,000	$518,400 (+53.78%) Land $142,400 Building $376,000
2022	$2,071.00	$337,100 Land $101,600 Building $235,500	$337,100 Land $101,600 Building $235,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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