Gwinnett County property record for 3420 River Summit Trl, Duluth, GA 30097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,973 sqft · built 1995 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,000 (Feb 2022) |
| Tax Bill | $6,002 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-204-482 |
| Primary APN | 7-204-482 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,973 sqft Living Area |
| Gross Area | 3,333 sqft |
| Basement Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Lot Area | 23,958 sqft (0.55 acres) |
| Terrain | Low |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 254 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3420 RIVER SUMMIT TRL |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30097-2272 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L27 BH SUMMIT AT RIVERBROOKE #5 |
| Legal Subdivision | BH SUMMIT AT RIVERBROOKE |
| Legal Block | H |
| Legal Lot Number | 27 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 50235 |
3420 River Summit Trl is owned and occupied by an individual who bought it in February 2022.
Source: Gwinnett County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3420 RIVER SUMMIT TRL, DULUTH, GA 30097-2272 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Feb 15, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on File |
| Deed Sale | Feb 16, 2022 · Amount on File |
| Prior Sale | Nov 7, 1995 · Amount on File |
| Deed Document Number | 20224694 |
| Deed Book / Page | 59696 / 717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3420 RIVER SUMMIT TRL, DULUTH, GA 30097-2272 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3420 RIVER SUMMIT TRL, DULUTH, GA 30097-2272 |
| Document Number | 0599060597 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 0000059906/0000000597 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Feb 15, 2022 |
| Property Address | 3420 RIVER SUMMIT TRL, DULUTH, GA 30097-2272 |
| Document Number | 0596960717 |
| Book / Page | 59696 / 717 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2022-004694 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3420 RIVER SUMMIT TRL, DULUTH, GA 30097-2272 |
The 2025 property tax bill for 3420 River Summit Trl was $6,002.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Municipality | Duluth City |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,002.00 | $189,960 Land $34,000 Building $155,960 | $474,900 Land $85,000 Building $389,900 |
| 2023 | $5,390.00 | $167,920 Land $38,000 Building $129,920 | |
| 2022 | $419,800 Land $95,000 Building $324,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3420 River Summit Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Most Recent Claim | Aug 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3420 River Summit Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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