3420 N 45th St, Phoenix, AZ 85018 Property Records

Maricopa County property record for 3420 N 45th St, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,731 sqft · built 1958
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on File
Last Sale	$974,900 (Jan 2026)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`127-08-027`

Property Details

APN / Parcel Number

Primary APN	`127-08-027`
Alternative APN	`127080274`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,731 sqft Living Area
Gross Area	1,866 sqft
1st Floor Area	1,731 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pool Area	365 sqft
Porch	Slab
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3420 N 45TH ST
City	PHOENIX
State	AZ
Zip	85018-6029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	CHESTLEY MANOR 2 MCR 64/25
Legal Range	4E
Legal Township	2N
Legal Section	30
Legal Subdivision	CHESTLEY MANOR 2
Legal Lot Number	27
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4003
Census Tract	111000

Owner

3420 N 45th St is owned by two individuals who bought it in January 2026.

Source: Maricopa County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24817 SUNSET DR, BAY VILLAGE, OH 44140-2748
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Dec 30, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE AGENCY/NV INC, CHICAGO TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	Dec 30, 2021 · Amount on File
Deed Document Number	202632846
Prior Transfer Date	May 21, 1997
Prior Transfer Doc	0000410413
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3420 N 45TH ST, PHOENIX, AZ 85018-6029
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 XIMENO AVE, LONG BEACH, CA 90803-3184

Mortgage

Document Number	0000206908
Date	Feb 24, 2021
Instrument	20210206908

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3420 N 45TH ST, PHOENIX, AZ 85018-6029
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 N 45TH ST, PHOENIX, AZ 85018-6029

Mortgage

Document Number	0000558069
Date	Oct 27, 2023
Instrument	20230558069

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 20, 2026
Property Address	3420 N 45TH ST, PHOENIX, AZ 85018-6029
Document Number	0000032846
Map Reference	MB 64 PG 25
Instrument Date	Jan 15, 2026
Instrument	20260032846
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	123 TITLE AGENCY LLC, 100 TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 N 45TH ST, PHOENIX, AZ 85018-6029

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24817 SUNSET DR, BAY VILLAGE, OH 44140-2748

Mortgage

Document Number	0000032847
Date	Jan 20, 2026
Instrument	20260032847

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.17%
Type Change Date	Feb 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 30, 2021
Property Address	3420 N 45TH ST, PHOENIX, AZ 85018-6029
Document Number	0001387320
Map Reference	MB 64 PG 25
Instrument Date	Dec 23, 2021
Instrument	20211387320
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	CHICAGO TITLE AGENCY/NV INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 XIMENO AVE APT 3, 3, LONG BEACH, CA 90803-3185

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3420 N 45TH ST, PHOENIX, AZ 85018-6029

Mortgage

Document Number	0001387322
Date	Dec 30, 2021
Instrument	20211387322

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 30, 2021
Property Address	3420 N 45TH ST, PHOENIX, AZ 85018-6029
Document Number	0001387321
Map Reference	MB 64 PG 25
Instrument Date	Dec 17, 2021
Instrument	20211387321
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	CHICAGO TITLE AGENCY/NV INC, CHICAGO TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 N 45TH ST, PHOENIX, AZ 85018-6029

Tax Assessment & Valuation

The 2025 property tax bill for 3420 N 45th St was $2,591.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,170 (+106.3%)	$751,700 (+3.8%) Land $150,300 Building $601,400
2025	$2,591.00	$36,437 (-51.91%)	$724,200 (-4.42%) Land $144,800 Building $579,400
2024		$75,770	$757,700 Land $151,500 Building $606,200
2023	$2,402.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3420 N 45th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3420 N 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on N 45th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures