3420 McKinley St, Dearborn, MI 48124 Property Records

Wayne County property record for 3420 McKinley St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,166 sqft · built 1943
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (May 2023)
Tax Bill	$4,475 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`82-09-284-20-020`

Property Details

APN / Parcel Number

Primary APN	`82-09-284-20-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
1st Floor Area	803 sqft
Basement Area	803 sqft
Unfinished Basement	803 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3420 MCKINLEY ST
City	DEARBORN
State	MI
Zip	48124-3672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 255 MONROE BOULEVARD SUB
Legal Subdivision	MONROE BOULEVARD
Legal Lot Number	255
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1017
Census Tract	575300

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3420 MCKINLEY ST, DEARBORN, MI 48124-3672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage 2004 0000241 LLC
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage PRIORITY 1 LENDING LLC
May 2, 2023	Intrafamily Transfer, Transfer TITLE SENSE INC, TITLE ONE INC
Jun 9, 2021	Quit Claim Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Feb 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Deed Document Number	2023144814
Deed Book / Page	58237 / 159
Prior Transfer Date	Apr 25, 2023
Prior Transfer Doc	0582370173
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3420 MCKINLEY ST, DEARBORN, MI 48124-3672
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 MCKINLEY ST, DEARBORN, MI 48124-3672

Mortgage

Document Number	0599721317
Date	Dec 19, 2025
Book Page	59972/1317
Instrument	2026012834

Lender

Name	2004 0000241 LLC
Type	Non-Lending Institution
Address	RESTON, VA 20190

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 2, 2023
Property Address	3420 MCKINLEY ST, DEARBORN, MI 48124-3672
Document Number	0582370159
Book / Page	58237 / 159
Map Reference	LB 41 PG 1
Instrument Date	Apr 25, 2023
Instrument	2023144814
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 MCKINLEY ST, DEARBORN, MI 48124-3672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 MCKINLEY ST, DEARBORN, MI 48124-3672

Mortgage

Document Number	0058237161
Date	May 2, 2023
Instrument	58237/161

Lender

Name	PRIORITY 1 LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	May 2, 2023
Property Address	3420 MCKINLEY ST, DEARBORN, MI 48124-3672
Document Number	0582370173
Book / Page	58237 / 173
Map Reference	LB 41 PG 1
Instrument Date	Apr 25, 2023
Instrument	2023144816
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	TITLE SENSE INC, TITLE ONE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 MCKINLEY ST, DEARBORN, MI 48124-3672

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3420 MCKINLEY ST, DEARBORN, MI 48124-3672

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 9, 2021
Property Address	3420 MCKINLEY ST, DEARBORN, MI 48124-3672
Document Number	0567870953
Book / Page	56787 / 953
Map Reference	LB 41 PG 1
Instrument Date	Apr 28, 2021
Instrument	2021245814
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15947 ELLEN DR, 15947, LIVONIA, MI 48154-2325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15947 ELLEN DR, LIVONIA, MI 48154-2325

Mortgage

Document Number	56787954
Date	Jun 9, 2021
Instrument	56787/954

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 10, 2020
Property Address	3420 MCKINLEY ST, DEARBORN, MI 48124-3672
Document Number	0555700209
Book / Page	055570 / 000209
Instrument Date	Feb 10, 2020
Instrument	33677
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15947 ELLEN DR LIVONIA MI 481542325, LIVONIA, MI 48154-2325

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,400 (-7.41%)	$184,800 (-7.41%)
2025	$4,475.00 (+57.51%) Homeowner's exemption	$99,800 (+33.78%)	$199,600 (+33.78%)
2023		$74,600	$149,200
2019	$2,841.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	23 (2003–2023)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2023 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2021 · 2 claims Severe Storms And Flooding, Aug 2014 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 983 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

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