3420 Loretto Rd, Jacksonville, FL 32223 Property Records

Duval County property record for 3420 Loretto Rd, Jacksonville, FL 32223

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,634 sqft · built 2007
Lot Size1 acres (43,561 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Oct 2019)
Tax Bill$4,565 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN158102-0250

Property Details

APN / Parcel Number

Primary APN158102-0250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,634 sqft Living Area
Gross Area2,227 sqft
1st Floor Area1,634 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,561 sqft
Garage TypeAttached
Garage Area505 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3420 LORETTO RD
CityJACKSONVILLE
StateFL
Zip32223-1911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-ACRE
Legal Description17-4S-27E 1.00 PT GOVT LOT 2 RECD O/R 18970-1783
Legal Range27E
Legal Township04S
Legal Section17
Legal SubdivisionSECTION LAND
Legal Lot Number2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group4
Census Block4000
Census Tract16803

Owner

3420 Loretto Rd is owned and occupied by an individual who bought it in October 2019.

Source: Duval County records, as of September 25, 2026

Owner of RecordIndividual Name on File
Mailing Address3420 LORETTO RD, JACKSONVILLE, FL 32223-1911
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2019 · Amount on File
Deed SaleOct 16, 2019 · Amount on File
Prior SaleSep 23, 2015 · Amount on File
Deed Document Number2019239414
Deed Book / Page18970 / 1783
Prior Transfer DateJan 29, 2008
Prior Transfer Doc0143690972
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateOct 16, 2019
Property Address3420 LORETTO RD, JACKSONVILLE, FL 32223-1911
Document Number0189701783
Book / Page18970 / 1783
Instrument DateOct 11, 2019
Instrument2019239414
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyBROWNSTONE TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 TOLLAND RD, 28, NORTH ANDOVER, MA 01845-5208

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 LORETTO RD, JACKSONVILLE, FL 32223-1911

Mortgage

Document Number0189701785
DateOct 16, 2019
Instrument18970/1785
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3420 Loretto Rd was $4,565 with a homeowner's exemption, up 6.4% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$284,717 (+2.7%)$437,569 (-9.66%) Land $167,546 Building $270,023
2025$4,565.00 (+6.41%) Homeowner's exemption$277,232$484,347 Land $220,000 Building $264,347
2024$4,290.00 (+2.85%)
2023$4,171.00 (+9.13%) Homeowner's exemption$261,572 (+3%)$436,585 (+23.17%) Land $180,000 Building $256,585
2022$3,822.00 Homeowner's exemption$253,954$354,458 Land $110,000 Building $244,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3420 Loretto Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims6 (1998–2020)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2020 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 Loretto Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: IQ Fiber, T-Mobile, Verizon.

Nearby Properties on Loretto Rd

Nearby Streets

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