San Diego County property record for 3420 Lake Shore Ave, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,149 sqft · built 2000 |
| Lot Size | 0.145 acres (6,315 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $512,500 (Mar 2006) |
| Tax Bill | $7,285 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2023 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-273-40-00 |
| Primary APN | 125-273-40-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,149 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 6,315 sqft (0.145 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3420 LAKE SHORE AVE |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-7851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 141 TR 012710 |
| Legal Subdivision | SAN DIEGO #4249-2 |
| Legal Tract | 012710 |
| Legal Block | 1 |
| Legal Lot Number | 141 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 19109 |
3420 Lake Shore Ave is owned and occupied by two individuals who acquired it in March 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3420 LAKE SHORE AVE, FALLBROOK, CA 92028-7851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU |
| Apr 14, 2023 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Apr 14, 2023 | Grant Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2006 · Amount on File |
| Deed Sale | Mar 20, 2006 · Amount on File |
| Prior Sale | Jan 6, 2000 · Amount on File |
| Deed Document Number | 2006190874 |
| Last Transfer Date | Mar 31, 2023 |
| Transfer Doc | 0000098550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3420 LAKE SHORE AVE, FALLBROOK, CA 92028-7851 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 3420 LAKE SHORE AVE, FALLBROOK, CA 92028-7851 |
| Document Number | 0000054103 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 2026-0054103 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 14, 2023 |
| Property Address | 3420 LAKE SHORE AVE, FALLBROOK, CA 92028-7851 |
| Document Number | 0000098550 |
| Map Reference | MAP 12710 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023-0098550 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3420 LAKE SHORE AVE, FALLBROOK, CA 92028-7851 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 14, 2023 |
| Property Address | 3420 LAKE SHORE AVE, FALLBROOK, CA 92028-7851 |
| Document Number | 0000098549 |
| Map Reference | MAP 12710 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2023-0098549 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3420 LAKE SHORE AVE, FALLBROOK, CA 92028-7851 |
| Document Number | 0000098551 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 2023-0098551 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 3420 Lake Shore Ave was $7,285 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $714,319 (+2%) Land $242,709 Building $471,610 | |
| 2025 | $7,285.00 Homeowner's exemption | $700,313 Land $237,950 Building $462,363 |
| 2023 | $7,061.00 (+1.74%) | $673,121 Land $228,711 Building $444,410 |
| 2022 | $6,940.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3420 Lake Shore Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3420 Lake Shore Ave is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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