3420 La Terraza Way, Laredo, TX 78046 Property Records

Webb County property record for 3420 La Terraza Way, Laredo, TX 78046 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2020
Square Footage1,982 sqft Living Area
Lot Size4,025 sqft (0.092 acres)
OccupancyOwner Occupied
Last Sale$194,500 (2020)
Tax Bill$1,280.00 (2024)

Property Details

APN / Parcel Number

Primary APN950-31002-380
Alternative APN
  • 619781

Interior

Building Area1,982 sqft Living Area
1st Floor954 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area4,025 sqft (0.092 acres)
PorchOpen Porch

Location & Zoning

Street Address3420 LA TERRAZA WAY
CityLAREDO
StateTX
Zip78046-8170
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOMAS DEL SUR, BLOCK 2, LOT 38, UNIT XII
Legal SubdivisionLOMAS DEL SUR
Legal Block2
Legal Lot Number38
JurisdictionWEBB TX
Minor Civil DivisionLAREDO SOUTH-EL CENIZO
Census Blockgroup1
Census Block1000
Census Tract1806

Owner

Source: Webb County records · APN 950-31002-380

Assessment roll updated October 20, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3420 LA TERRAZA WAY, LAREDO, TX 78046-8170
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Deed of Trust, Mortgage · Stand Alone Second Mortgage
THE BANK OF NEW YORK MELLON TRUST CO NA
Sep 14, 2020Vendor's Lien, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 14, 2020 · Amount on Record
Deed SaleSep 14, 2020 · Amount on Record
Deed Doc Number20201403968
Deed Book / Page4861 / 793
Prior Transfer DateSep 11, 2020
Prior Transfer Doc004861/793
Record RefreshedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3420 LA TERRAZA WAY, LAREDO, TX 78046-8170
Transaction TypeMortgage
Record UpdatedMar 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004861/812
DateSep 14, 2020
Book Page4861/812
Instrument1403970
Lender
NameTHE BANK OF NEW YORK MELLON TRUST CO NA
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

September 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateSep 14, 2020
Property Address3420 LA TERRAZA WAY, LAREDO, TX 78046-8170
Document Number004861/793
Book / Page4861 / 793
Map ReferenceVOL 37 PG 18-19
Instrument DateSep 11, 2020
Instrument1403968
Transaction TypeTransfer
Record UpdatedMar 01, 2022
Title CompanyLAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TTL SVCS LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 LA TERRAZA WAY, LAREDO, TX 78046-8170

Mortgage

Document Number0001403969
DateSep 14, 2020
Instrument1403969
Lender
NameMORTGAGE FINANCIAL SERVICES INC
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$253,626 (+5.27%) Land $44,758 Building $208,868$253,626 (+5.27%) Land $44,758 Building $208,868
2024$1,280.00 (-18.26%)
2023$240,921 Land $26,122 Building $214,799$240,921 Land $26,122 Building $214,799
2022$1,566.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 14% of Texas
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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