Hamilton County property record for 3420 Grace Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,359 sqft · built 1920 |
| Lot Size | 0.456 acres (19,863 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $775,000 (Sep 2020) |
| Tax Bill | $17,196 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0006-0124-00 |
| Primary APN | 039-0006-0124-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,359 sqft Living Area |
| Gross Area | 5,123 sqft |
| 1st Floor Area | 2,149 sqft |
| 2nd Floor Area | 1,210 sqft |
| Upper Floors Area | 1,210 sqft |
| Basement Area | 1,764 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 19,863 sqft (0.456 acres) |
| Lot Dimensions | 199 ft deep x 100 ft wide |
| Garage Type | Basement |
| Garage Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3420 GRACE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | 3420 GRACE AVE 100 X 199.61 ES GRACE 200 FT N OBSERVA |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 5100 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3420 GRACE AVE, CINCINNATI, OH 45208-2410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 18, 2020 | Warranty Deed, Transfer GENERAL ELECTRIC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on Record |
| Deed Sale | Sep 18, 2020 · Amount on Record |
| Prior Sale | May 8, 1996 · Amount on Record |
| Deed Document Number | 202095134 |
| Deed Book / Page | 14256 / 305 |
| Prior Transfer Date | Aug 20, 2011 |
| Prior Transfer Doc | 0000000477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3420 GRACE AVE, CINCINNATI, OH 45208-2410 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3420 GRACE AVE, CINCINNATI, OH 45208-2410 |
| Document Number | 0000083066 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 14740/2104 |
| Instrument | 2022-0083066 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jul 26, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 18, 2020 |
| Property Address | 3420 GRACE AVE, CINCINNATI, OH 45208-2410 |
| Document Number | 0000095134 |
| Book / Page | 014256 / 000305 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 95134 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3420 GRACE AVE CINCINNATI OH 452082410, CINCINNATI, OH 45208-2410 |
| Document Number | 95135 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 014256/000307 |
| Instrument | 95135 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,196.00 (+3.14%) | $279,374 (-) Land $117,523 Building $161,851 | $798,210 (-) Land $335,780 Building $462,430 |
| 2024 | $16,673.00 (-2.21%) | $279,374 (-) Land $117,523 Building $161,851 | |
| 2023 | $17,050.00 (+17.46%) | $279,374 (+30.99%) Land $117,523 Building $161,851 | $798,210 (+30.99%) Land $335,780 Building $462,430 |
| 2022 | $14,515.00 Homeowner's exemption | $213,280 Land $108,969 Building $104,311 | |
| 2020 | $609,370 Land $311,340 Building $298,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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