3420 Galloway Rd, Sandusky, OH 44870 Property Records

Erie County property record for 3420 Galloway Rd, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,495 sqft · built 1941
Lot Size	0.766 acres (33,367 sqft)
Owner	2 Company Names on File
Last Sale	$301,000 (Jul 2021)
Tax Bill	$4,660 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-00095-000`

Property Details

APN / Parcel Number

Primary APN	`41-00095-000`
Alternative APN	`005110-5`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,495 sqft Living Area
Gross Area	4,680 sqft
1st Floor Area	1,310 sqft
Upper Floors Area	1,550 sqft
Attic	Attic
Attic Area	910 sqft
Basement Area	910 sqft
Finished Basement	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	33,367 sqft (0.766 acres)
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	246 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005110-5
Street Address	3420 GALLOWAY RD
City	SANDUSKY
State	OH
Zip	44870-6017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-6-4 LOT 28 PT OF S PT .7659A
Legal Subdivision	4
Legal Tract	5
Legal Lot Number	28
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	1
Census Block	1010
Census Tract	40400

Owner

3420 Galloway Rd is owned by a company that acquired it in December 2024.

Source: Erie County records, as of June 3, 2026

Owner of Record	2 Company Names on File
Mailing Address	3414 GALLOWAY RD, SANDUSKY, OH 44870-6017
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Apr 11, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK
May 17, 2022	Deed of Trust, Mortgage · Construction Mortgage CIVISTA BANK
Jul 9, 2021	Deed, Transfer
Jul 9, 2021	Affidavit of Death of Trustee, Transfer
Sep 4, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Deed Document Number	20217752
Last Transfer Date	Dec 13, 2024
Transfer Doc	0000009309
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	3420 GALLOWAY RD, SANDUSKY, OH 44870-6017
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 GALLOWAY RD, SANDUSKY, OH 44870-6017

Mortgage

Document Number	0000000406
Date	Jan 16, 2026
Instrument	202600406

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	3420 GALLOWAY RD, SANDUSKY, OH 44870-6017
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27126 LAKE RD, BAY VILLAGE, OH 44140-2271

Mortgage

Document Number	0000002380
Date	Apr 11, 2024
Instrument	202402380

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	HUNTINGTON, IN 46750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Apr 30, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	3420 GALLOWAY RD, SANDUSKY, OH 44870-6017
Transaction Type	Mortgage
Record Updated	May 31, 2022
Title Company	HARTUNG TITLE ORDER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004873
Date	May 17, 2022
Instrument	202204873

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	9%
Index	Other
Margin	3
Max Rate	9%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE OH
Recording Date	Jul 9, 2021
Property Address	3420 GALLOWAY RD, SANDUSKY, OH 44870-6017
Document Number	0000007752
Instrument Date	Jul 9, 2021
Instrument	202107752
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount on Record
Tax	$1,204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 GALLOWAY RD, SANDUSKY, OH 44870-6017

July 2021: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	ERIE OH
Recording Date	Jul 9, 2021
Property Address	3420 GALLOWAY RD, SANDUSKY, OH 44870-6017
Document Number	0000007751
Instrument Date	Jul 9, 2021
Instrument	202107751
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ERIE OH
Recording Date	Sep 4, 2018
Property Address	3420 GALLOWAY RD, SANDUSKY, OH 44870-6017
Document Number	0000007750
Instrument Date	Sep 4, 2018
Instrument	7750
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3420 GALLOWAY RD SANDUSKY OH 448706017, SANDUSKY, OH 44870-6017

Tax Assessment & Valuation

The 2025 property tax bill for 3420 Galloway Rd was $4,660.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Unified School District	Huron City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,660.00	$129,450 (-) Land $21,444 Building $108,006
2024	$4,660.00 (+9.96%)	$129,450 (+32.9%) Land $21,444 Building $108,006	$369,860 Land $61,270 Building $308,590
2023	$4,238.00 (-0.35%)	$97,401 (-0.01%) Land $19,302 Building $78,099
2022	$4,253.00	$97,408 Land $19,302 Building $78,106
2021			$278,290 Land $55,150 Building $223,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3420 Galloway Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jun 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 Galloway Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203
Water Source	Purchased surface water from SANDUSKY CITY
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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