3420 Empress Dr, Naperville, IL 60564 Property Records

Will County property record for 3420 Empress Dr, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,832 sqft · built 2017
Lot Size	0.186 acres (8,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (May 2025)
Tax Bill	$13,684 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-08-202-002`

Property Details

APN / Parcel Number

Primary APN	`07-01-08-202-002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,832 sqft Total Area
1st Floor Area	1,374 sqft
2nd Floor Area	1,458 sqft
Basement Area	1,374 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	8,142 sqft (0.186 acres)

Location & Zoning

Street Address	3420 EMPRESS DR
City	NAPERVILLE
State	IL
Zip	60564-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 218 IN ASHWOOD POINTE PHASE 2B, BEING A SUB OF PRT OF THE NE1/4 OF SEC 8, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	08
Legal Subdivision	ASHWOOD POINTE #2B
Legal Phase	2B
Legal Lot Number	218
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1035
Census Tract	880323

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 MARCEL LN, SCHAUMBURG, IL 60194-3514
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Feb 14, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	202526832
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 4, 2021
Property Address	3420 EMPRESS DR, NAPERVILLE, IL 60564-1166
Document Number	0000108712
Map Reference	DOC R2014079455
Instrument Date	Aug 5, 2021
Instrument	R2021108712
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 EMPRESS DR, 3420, NAPERVILLE, IL 60564-1166

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3420 EMPRESS DR, NAPERVILLE, IL 60564-1166

Mortgage

Document Number	0000108713
Date	Oct 4, 2021
Instrument	R2021108713

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3420 EMPRESS DR, NAPERVILLE, IL 60564-1166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085497
Date	Oct 31, 2017
Instrument	R2017085497

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3.75%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3420 EMPRESS DR, NAPERVILLE, IL 60564-1166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067504
Date	Sep 30, 2019
Instrument	R2019067504

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

Interest

Rate Type	Fixed Rate
Rate	3.62%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3420 EMPRESS DR, NAPERVILLE, IL 60564-1166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106828
Date	Nov 25, 2020
Instrument	R2020106828

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Index	1-Month LIBOR

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3420 EMPRESS DR, NAPERVILLE, IL 60564-1166
Document Number	0000022017
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3420 EMPRESS DR NAPERVILLE IL 605641166, NAPERVILLE, IL 60564-1166

Mortgage

Document Number	0000022017
Date	Mar 20, 2020
Instrument	22017

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

February 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 14, 2017
Property Address	3420 EMPRESS DR, NAPERVILLE, IL 60564-1166
Document Number	0000013712
Map Reference	DOC R2014079455
Instrument Date	Jan 30, 2017
Instrument	R2017013712
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 4, 2021
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,840.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 E GOLF RD # RD300, 1900, SCHAUMBURG, IL 60173-5834

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3420 EMPRESS DR, NAPERVILLE, IL 60564-1166

Mortgage

Document Number	0000013713
Date	Feb 14, 2017
Instrument	R2017013713

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,684.00 (+22.23%)	$227,489 (+9.95%) Land $57,947 Building $169,542	$682,467 (+9.95%) Land $173,841 Building $508,626
2024		$206,902 (+28.89%) Land $52,703 Building $154,199	$620,706 (+28.89%) Land $158,109 Building $462,597
2022	$11,195.00 Homeowner's exemption	$160,521 Land $44,042 Building $116,479	$481,563 Land $132,126 Building $349,437

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T.

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