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3420 Elkridge Dr, Holiday, FL 34691 Property Records

Pasco County property record for 3420 Elkridge Dr, Holiday, FL 34691

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,690 sqft · built 1974
Lot Size0.127 acres (5,525 sqft)
Owner2 Individual Names on File
Last Sale$112,400 (Feb 2009)
Tax Bill$959 (2025)
Deeds & MortgagesSep 2021 Mortgage
Mar 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN36-26-15-097A-00001-8510

Property Details

APN / Parcel Number

Primary APN36-26-15-097A-00001-8510
Alternative APNs
  • 152636097A000018510
  • 2270607

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,690 sqft Living Area
Gross Area2,170 sqft
1st Floor Area1,690 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,525 sqft (0.127 acres)
Garage TypeAttached
Garage Area480 sqft
DrivewayConcrete Driveway
Driveway Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area364 sqft
PorchOpen Porch
Porch Area60 sqft
Deck AreaDeck Area
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3420 ELKRIDGE DR
CityHOLIDAY
StateFL
Zip34691-4659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionHOLIDAY LAKE ESTATES UNIT 22 PB 13 PGS 45 & 46 LOT 1851
Legal Range15E
Legal Township26S
Legal Section36
Legal SubdivisionHOLIDAY LAKE ESTATES
Legal Tract97A
Legal Block1
Legal Lot Number1851
Legal Unit22
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group3
Census Block3019
Census Tract30411

Owner

3420 Elkridge Dr is owned and occupied by two individuals who acquired it in August 2021.

Source: Pasco County records, as of June 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3420 ELKRIDGE DR, HOLIDAY, FL 34691-4659
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Mar 8, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2009 · Amount on File
Deed SaleFeb 3, 2009 · Amount on File
Prior SaleApr 25, 2003 · Amount on File
Deed Document Number200914848
Deed Book / Page8012 / 417
Last Transfer DateAug 25, 2021
Transfer Doc0104331730
Record UpdatedOct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPASCO FL
Recording DateSep 9, 2021
Property Address3420 ELKRIDGE DR, HOLIDAY, FL 34691-4659
Document Number0104331730
Book / Page10433 / 1730
Map ReferenceMB 13 PG 45&46
Instrument DateAug 25, 2021
Instrument2021191108
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyEXECUTIVE TITLE SERVICES/FL INC, EXECUTIVE TTL SVCS OF FL INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 ELKRIDGE DR, HOLIDAY, FL 34691-4659

Mortgage

Document Number104331732
DateSep 9, 2021
Instrument10433/1732
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address3420 ELKRIDGE DR, HOLIDAY, FL 34691-4659
Document Number0096962074
Instrument DateMar 8, 2018
Transaction TypeMortgage
Record UpdatedMar 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3420 ELKRIDGE DR HOLIDAY FL 346914659, HOLIDAY, FL 34691-4659

Mortgage

Document Number0096962074
DateMar 22, 2018
Book Page009696/002074
Instrument47930
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 21, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3420 Elkridge Dr was $959 with a homeowner's exemption, up 3.6% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$86,110 (+2.89%)$269,305 (-1.5%) Land $39,117 Building $230,188
2025$959.00 (+3.56%) Homeowner's exemption$83,690 Land $39,117 Building $44,573$273,399 Land $39,117 Building $234,282
2024$926.00 (+5.23%)
2023$880.00 (+13.7%) Additional exemption filed$78,980 (+3%) Land $26,520 Building $52,460$273,313 (+38.33%) Land $26,520 Building $246,793
2022$774.00 Homeowner's exemption$76,680 Land $22,100 Building $54,580$197,576 Land $22,100 Building $175,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3420 Elkridge Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 96 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies96 in force
Nearby Flood Claims70 (1978–2024)
Claims Outside the SFHA1 of 70
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Debby, Jun 2012 · 12 claims
  • Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 Elkridge Dr is moderate, ranking above 55% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTARPON SPRINGS WATER SYSTEM
serves 28,875 people · EPA ID FL6521784
Water SourceGroundwater
Last State InspectionApr 2023
Also Mapped HerePCUD-PASCO COUNTY REGIONAL PWS
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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