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3420 E Lost Bridge Rd, Decatur, IL 62521 Property Records

Macon County property record for 3420 E Lost Bridge Rd, Decatur, IL 62521

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,398 sqft · built 1950
Lot Size1.91 acres (83,200 sqft)
Owner2 Individual Names on File
Last Sale$349,000 (Jan 2025)
Tax Bill$4,554 (2025)
Deeds & MortgagesJul 2023 Sale
May 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-13-30-478-009

Property Details

APN / Parcel Number

Primary APN09-13-30-478-009
Alternative APN
  • 13-30-478-009

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,398 sqft Living Area
1st Floor Area2,398 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Construction TypeBrick
Lot Area83,200 sqft (1.91 acres)
Garage Area728 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number091330478009
Street Address3420 E LOST BRIDGE RD
CityDECATUR
StateIL
Zip62521-4961
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionSURVEY OF E 396 W 792(EX N838) SE1/4 SEC 30 (BK1687/288) TRACT 2 93BK2515/242
Legal Range03E
Legal Township16N
Legal Section30
Legal Tract2
JurisdictionMACON IL
Township / Civil DivisionLONG CREEK
Census Block Group3
Census Block3045
Census Tract2402

Owner

3420 E Lost Bridge Rd is owned and occupied by two individuals who bought it in January 2025.

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3420 E LOST BRIDGE RD, DECATUR, IL 62521-4961
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
TOWN & COUNTRY BANK
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWN & COUNTRY BANC MTG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2025 · Amount on File
Deed SaleJan 8, 2025 · Amount on File
Prior SaleJul 10, 2014 · Amount on File
Deed Document Number2025458
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateJul 18, 2023
Property Address3420 E LOST BRIDGE RD, DECATUR, IL 62521-4961
Document Number004963/680
Book / Page4963 / 680
Instrument DateJul 17, 2023
Instrument2013588
Transaction TypeTransfer
Record UpdatedAug 9, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3420 E LOST BRIDGE RD, DECATUR, IL 62521-4961

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address3420 E LOST BRIDGE RD, DECATUR, IL 62521-4961
Transaction TypeMortgage
Record UpdatedJun 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004895/676
DateMay 23, 2022
Book Page4895/676
Instrument1996431
Lender
NameTOWN & COUNTRY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMar 31, 2032
Interest
Rate TypeFixed Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address3420 E LOST BRIDGE RD, DECATUR, IL 62521-4961
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCENTRAL ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4783/663
DateNov 16, 2020
Book Page4783/663
Instrument1970393
Lender
NameTOWN & COUNTRY BANC MTG SVCS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 1, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3420 E Lost Bridge Rd was $4,554 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionLong Creek Township
MunicipalityDecatur City
Unified School DistrictMount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,554.00$64,399 Land $7,462 Building $56,937$193,216 Land $22,388 Building $170,828
2022$4,439.00 Homeowner's exemption$54,423 Land $6,306 Building $48,117$163,285 Land $18,920 Building $144,365

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3420 E Lost Bridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008–2009)
Most Recent ClaimOct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 E Lost Bridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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