3420 E 47th St, Stillwater, OK 74074 Property Records

Payne County property record for 3420 E 47th St, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,076 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Aug 2019)
Tax Bill	$3,408 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18N03E-05-4-00000-000-0755`

Property Details

APN / Parcel Number

Primary APN	`18N03E-05-4-00000-000-0755`
Alternative APNs	`600007783` `7783`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	1,402 sqft
2nd Floor Area	674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	667 sqft

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	253 sqft
Shed	1 Shed
Shed Area	192 sqft
Utility Building	667 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7783
Street Address	3420 E 47TH ST
City	STILLWATER
State	OK
Zip	74074-8585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-18N-03E D-755 (5ACM/L) BEG 1321.77`S & 227.34'E NW/C NW/4; E- 330.52' S-658.86' W-330.53' N-659.3' POB
Legal Range	03E
Legal Township	18N
Legal Section	05
Legal Subdivision	18N-03E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2001
Census Tract	11103

Owner

3420 E 47th St is owned and occupied by two individuals who bought it in August 2019.

Source: Payne County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3420 E 47TH ST, STILLWATER, OK 74074-8585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 6, 2019	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2019 · Amount on File
Deed Sale	Aug 6, 2019 · Amount on File
Deed Document Number	20198083
Deed Book / Page	2520 / 647
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	3420 E 47TH ST, STILLWATER, OK 74074-8585
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026770675
Date	Feb 2, 2022
Book Page	2677/675
Instrument	I-2022-001270

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Aug 6, 2019
Property Address	3420 E 47TH ST, STILLWATER, OK 74074-8585
Document Number	0025200647
Book / Page	2520 / 0647
Instrument Date	Aug 5, 2019
Instrument	2019-008083
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$433.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3420 E 47TH ST, STILLWATER, OK 74074-8585

Mortgage

Document Number	2019008084
Date	Aug 6, 2019
Instrument	2019-008084

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3420 E 47th St was $3,408, up 3.5% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,474 (+10.25%) Land $12,640 Building $23,834	$319,953 Land $110,880 Building $209,073
2025	$3,408.00 (+3.46%)	$33,083 (-) Land $9,062 Building $24,021
2024	$3,294.00 (+5.61%)	$33,083 (+5%) Land $9,062 Building $24,021	$319,430 (+2.48%) Land $87,500 Building $231,930
2023	$3,119.00 (+4.07%)	$31,508 (+5%) Land $7,075 Building $24,433	$311,710 (+5.51%) Land $70,000 Building $241,710
2022	$2,997.00	$30,007 Land $7,616 Building $22,391	$295,440 Land $74,990 Building $220,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3420 E 47th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 E 47th St is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 54% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	51 EAST WATER serves 2,500 people · EPA ID OK3006003
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	3 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

3420 E 47th St, Stillwater, OK 74074 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 47th St

Nearby Streets

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