3420 E 43rd St, Des Moines, IA 50317 Property Records

Polk County property record for 3420 E 43rd St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,464 sqft · built 1996
Lot Size	0.23 acres (10,062 sqft)
Owner	Individual Name on File
Last Sale	$192,500 (Sep 2022)
Tax Bill	$4,844 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7923-28-207-010`

Property Details

APN / Parcel Number

Primary APN	`7923-28-207-010`
Alternative APN	`060/07934-822-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	4 Stories
Building Area	1,464 sqft Living Area
Gross Area	2,248 sqft
1st Floor Area	804 sqft
Upper Floors Area	660 sqft
Basement Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Split Level
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,062 sqft (0.23 acres)
Lot Dimensions	115 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3420 E 43RD ST
City	DES MOINES
State	IA
Zip	50317-4071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 SUNRISE ESTATES PLAT #1
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	SUNRISE ESTATES
Legal Lot Number	22
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1024
Census Tract	10602

Owner

3420 E 43rd St is owned and occupied by an individual who bought it in September 2022.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3420 E 43RD ST, DES MOINES, IA 50317-4071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Mar 3, 2017	Deed of Trust, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Oct 3, 2001 · Amount on File
Deed Document Number	2022-00076572
Deed Book / Page	19282 / 74
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 30, 2022
Property Address	3420 E 43RD ST, DES MOINES, IA 50317-4071
Document Number	0000076572
Book / Page	19282 / 74
Instrument Date	Sep 22, 2022
Instrument	2022-00076572
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3420 E 43RD ST, DES MOINES, IA 50317-4071

Mortgage

Document Number	0000076573
Date	Sep 30, 2022
Instrument	2022-00076573

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3420 E 43RD ST, DES MOINES, IA 50317-4071
Document Number	0000074465
Book / Page	016397 / 000070
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 E 43RD ST DES MOINES IA 503174071, DES MOINES, IA 50317-4071

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$265,700 Land $45,200 Building $220,500	$265,700 Land $45,200 Building $220,500
2024	$4,844.00
2023		$236,700 Land $39,700 Building $197,000	$236,700 Land $39,700 Building $197,000
2020	$4,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3420 E 43rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 E 43rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: CenturyLink, Metronet, Verizon.

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