Clay County property record for 3420 Driver Ln, Middleburg, FL 32068
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 2007 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Owner Name on File |
| Last Sale | $44,900 (Nov 2004) |
| Tax Bill | $2,509 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-05-24-006593-041-05 |
| Primary APN | 25-05-24-006593-041-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,792 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Deck Area | 332 sqft |
| Patio Area | 364 sqft |
| Storage Building | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Street Address | 3420 DRIVER LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-7189 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PT OF SE1/4 AS REC O R 2449 PG1089 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 25 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 31201 |
The current owner of 3420 Driver Ln bought it in November 2004.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3420 DRIVER LN, MIDDLEBURG, FL 32068-7189 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2004 · Amount on File |
| Deed Sale | Nov 5, 2004 · Amount on File |
| Deed Document Number | 2004084435 |
| Deed Book / Page | 2449 / 1089 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3420 DRIVER LN, MIDDLEBURG, FL 32068-7189 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3420 DRIVER LN, MIDDLEBURG, FL 32068-7189 |
| Document Number | 0047950543 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 4795/543 |
| Instrument | 2024007147 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2044 |
The 2025 property tax bill for 3420 Driver Ln was $2,509 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,509.00 Homeowner's exemption | $204,658 Land $43,681 Building $160,977 | $204,658 Land $43,681 Building $160,977 |
| 2023 | $796.00 (+8.59%) Homeowner's exemption Disabled Person's exemption | $75,551 (+3%) | $183,477 (+47.37%) Land $43,681 Building $139,796 |
| 2022 | $733.00 Homeowner's exemption Disabled Person's exemption | $73,351 | $124,500 Land $24,000 Building $100,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3420 Driver Ln in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 31 (1992–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3420 Driver Ln is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Xfinity.
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