3420 Dewes Rd, Babbitt, MN 55706 Property Records

St. Louis County property record for 3420 Dewes Rd, Babbitt, MN 55706

Property Summary

Property Type	Single Family Home
Details	2 bd · 840 sqft · built 1995
Lot Size	17.7 acres (771,012 sqft)
Owner	2 Individual Names on Record
Last Sale	$517,500 (Jan 2022)
Tax Bill	$2,492 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`625-0011-04235`

Property Details

APN / Parcel Number

Primary APN	`625-0011-04235`
Alternative APNs	`1125089` `1177638`

Interior

Bedrooms	2 Beds
Total Rooms	2 Rooms
Stories	1 Story
Building Area	840 sqft Gross Area
1st Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	771,012 sqft (17.7 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Patio
Porch Area	140 sqft
Deck Area	140 sqft
Cabin	192 sqft
Storage Building	128 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1177638
Street Address	3420 DEWES RD
City	BABBITT
State	MN
Zip	55706-8159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	THAT PART OF GOVT LOT 5, DESCRIBED ASFOLLOWS: ASSUMING THE NORTH LINE OF SAID GOVTLOT 5 TO BEAR N86DEG36'07"E AND FROM
Legal Range	13W
Legal Township	61N
Legal Section	30
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	BIRCH LAKE
Census Block Group	2
Census Block	2121
Census Tract	15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3420 DEWES RD, BABBITT, MN 55706-8159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST
Nov 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Jan 25, 2022	Deed, Transfer · Stand-Alone First Mortgage FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Deed Document Number	20221435957
Last Transfer Date	Jul 21, 2025
Transfer Doc	0001515110
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3420 DEWES RD, BABBITT, MN 55706-8159
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001463870
Date	Mar 27, 2023
Instrument	1463870

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	ELY, MN 55731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3420 DEWES RD, BABBITT, MN 55706-8159
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001457404
Date	Nov 30, 2022
Instrument	1457404

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.33%
Type Change Date	Feb 1, 2028
Change Frequency	3 Years
Min Rate At Change	4.99%
Max Rate At Change	12.3%
Index	3-Year TN
Max Rate	12.3%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 25, 2022
Property Address	3420 DEWES RD, BABBITT, MN 55706-8159
Document Number	0001435957
Instrument Date	Jan 21, 2022
Instrument	1435957
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	NORTHWEST TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,707.75
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 815, BRANDON, FL 33509-0815

Mortgage

Document Number	0001435958
Date	Jan 25, 2022
Instrument	1435958

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 21, 2023

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,492.00 (-11.25%) Homeowner's exemption
2025	$2,808.00 (-4.62%) Homeowner's exemption	$323,200 (-12.7%) Land $163,400 Building $159,800	$323,200 (-12.7%) Land $163,400 Building $159,800
2024	$2,944.00	$370,200 (+47.73%) Land $218,400 Building $151,800	$370,200 (+47.73%) Land $218,400 Building $151,800
2022		$250,600 Land $154,700 Building $95,900	$250,600 Land $154,700 Building $95,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 84% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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