3420 Cotton Mill Rd, Celina, TX 75009 Property Records

Collin County property record for 3420 Cotton Mill Rd, Celina, TX 75009

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,783 sqft · built 2021
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$483,979 (Jan 2023)
Tax Bill	$14,692 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12215-00N-0090-1`

Property Details

APN / Parcel Number

Primary APN	`R-12215-00N-0090-1`
Alternative APNs	`000002825329` `2825329`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,783 sqft Living Area
Gross Area	4,303 sqft
1st Floor Area	2,127 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	425 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3420 COTTON MILL RD
City	CELINA
State	TX
Zip	75009-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD AT OWNSBY FARMS PHASE 2, THE, BLK N, LOT 9
Legal Subdivision	HOMESTEAD AT OWNSBY FARMS PHASE 2, THE (
Legal Block	N
Legal Lot Number	9
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	2
Census Block	2000
Census Tract	30306

Owner

3420 Cotton Mill Rd is owned and occupied by two individuals who bought it in January 2023.

Source: Collin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3420 COTTON MILL RD, CELINA, TX 75009-3326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Deed Document Number	2023193
Record Updated	Oct 29, 2026

January 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jan 3, 2023
Property Address	3420 COTTON MILL RD, CELINA, TX 75009-3326
Document Number	0000000193
Map Reference	VOL 2020 PG 652
Instrument Date	Dec 30, 2022
Instrument	20230103000000193
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2023
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 CRESCENT CT STE 350, 350, DALLAS, TX 75201-7854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 COTTON MILL RD, CELINA, TX 75009-3326

Mortgage

Document Number	0000000194
Date	Jan 3, 2023
Instrument	20230103000000194

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3420 Cotton Mill Rd was $14,692, down 4.1% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Celina Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,692.00 (-4.11%)	$662,709 Land $157,500 Building $505,209	$662,709 Land $157,500 Building $505,209
2024	$15,321.00
2023		$660,523 Land $131,250 Building $529,273	$660,523 Land $131,250 Building $529,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3420 Cotton Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 Cotton Mill Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications, Nextlink.