3420 Co Rd 28, Waterloo, IN 46793 Property Records

DeKalb County property record for 3420 Co Rd 28, Waterloo, IN 46793

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 1,728 sqft · built 1955
Lot Size	7.53 acres (328,007 sqft)
Owner	Individual Name on Record
Last Sale	$129,400 (Jun 2017)
Tax Bill	$1,217 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-09-201-001.000-007`

Property Details

APN / Parcel Number

Primary APN	`17-06-09-201-001.000-007`
Alternative APN	`050609201001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	328,007 sqft (7.53 acres)
Terrain	High
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	050609201001
Street Address	3420 COUNTY ROAD 28
City	WATERLOO
State	IN
Zip	46793-9435
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S PT NW1/4 NE1/4 SECTION 9 TWP 34 RANGE 13 ACRES 7.5300
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	3
Census Block	3014
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3420 COUNTY ROAD 28, WATERLOO, IN 46793-9435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROFED FCU
Jun 13, 2017	Warranty Deed, Transfer · Conventional Mortgage PROFESSIONAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Prior Sale	Nov 7, 1996 · Amount on Record
Deed Document Number	20173061
Last Transfer Date	Jan 19, 2024
Transfer Doc	0000000336
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	3420 COUNTY ROAD 28, WATERLOO, IN 46793-9435
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204607
Date	Jul 26, 2022
Instrument	202204607

Lender

Name	PROFED FCU
Type	Credit Union
Address	FORT WAYNE, IN 46805

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 11, 2032

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Jun 13, 2017
Property Address	3420 COUNTY ROAD 28, WATERLOO, IN 46793-9435
Document Number	0201703061
Instrument Date	Jun 12, 2017
Instrument	201703061
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 COUNTY ROAD 28, WATERLOO, IN 46793-9435

Mortgage

Document Number	0201703062
Date	Jun 13, 2017
Instrument	201703062

Lender

Name	PROFESSIONAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,217.00 (-0.73%)	$201,800 (+0.1%) Land $43,700 Building $158,100	$201,800 (+0.1%) Land $43,700 Building $158,100
2024	$1,226.00 (+4.16%)	$201,600 (+2.91%) Land $43,200 Building $158,400	$201,600 (+2.91%) Land $43,200 Building $158,400
2023	$1,177.00 (-14.09%)	$195,900 (+10.99%) Land $40,300 Building $155,600	$195,900 (+10.99%) Land $40,300 Building $155,600
2022	$1,370.00	$176,500 Land $34,400 Building $142,100	$176,500 Land $34,400 Building $142,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Lakeland Internet Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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