3420 Clair Cir W, Hernando, MS 38632 Property Records

DeSoto County property record for 3420 Clair Cir W, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Year Built	Built 2019
Square Footage	3,144 sqft Adjusted Area
Lot Size	10,000 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$388,000 (2022)
Tax Bill	$2.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-08-6-23-10-0-00120-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,144 sqft Adjusted Area
1st Floor	1,833 sqft 1st Floor
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	10,000 sqft (0.23 acres)

Location & Zoning

Street Address	3420 CLAIR CIR W
City	HERNANDO
State	MS
Zip	38632-1560
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MONTCLAIR S/D PHASE 3 LOT 120
Legal Range	008
Legal Township	03S
Legal Section	23
Legal Subdivision	MONTCLAIR S/D PHASE 3
Legal Phase	3
Legal Lot Number	120
Jurisdiction	DESOTO MS
Minor Civil Division	4
Census Blockgroup	2
Census Block	2011
Census Tract	71123

Owner

Source: DeSoto County records · APN 3-08-6-23-10-0-00120-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3420 CLAIR CIR W, HERNANDO, MS 38632-1560
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RESIDENTIAL ACCEPTANCE CORP
Feb 19, 2019	Deed of Trust, Mortgage · Building or Construction Mortgage BANKPLUS
Sep 15, 2021	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 16, 2022	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RESIDENTIAL ACCEPTANCE CORPORATION
Oct 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 27, 2019	Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage EVERETT FINANCIAL INC
Jun 05, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Oct 27, 2020 · Amount on Record
Deed Book / Page	990 / 783
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	000936/777
Record Refreshed	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3420 CLAIR CIR W, HERNANDO, MS 38632-1560
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	EXECUTIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 CLAIR CIR W, HERNANDO, MS 38632-1560

Mortgage

Document Number	005508/262
Date	Apr 14, 2022
Book Page	5508/262

Lender

Name	RESIDENTIAL ACCEPTANCE CORP
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3420 CLAIR CIR W, HERNANDO, MS 38632-1560
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004679/449
Date	Feb 19, 2019
Book Page	4679/449

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Nov 30, 2019

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3420 CLAIR CIR W, HERNANDO, MS 38632-1560
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 CLAIR CIR W, HERNANDO, MS 38632-1560

Mortgage

Document Number	005344/781
Date	Sep 15, 2021
Book Page	5344/781

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jul 01, 2050

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 16, 2022
Property Address	3420 CLAIR CIR W, HERNANDO, MS 38632-1560
Document Number	000990/783
Book / Page	990 / 783
Map Reference	MB 124 PG 6
Instrument Date	Mar 08, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	EXECUTIVE TITLE

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4165 GETWELL RD S, 4165, HERNANDO, MS 38632-7737

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	3420 CLAIR CIR W, HERNANDO, MS 38632-1560

Mortgage

Document Number	0005487768
Date	Mar 16, 2022
Instrument	5487/768

Lender

Name	RESIDENTIAL ACCEPTANCE CORPORATION
Type	Non-Lending Institution

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Oct 27, 2020
Property Address	3420 CLAIR CIR W, HERNANDO, MS 38632-1560
Document Number	000936/777
Book / Page	936 / 777
Map Reference	MB 124 PG 6
Instrument Date	Oct 19, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3420 CLAIR CIR W, HERNANDO, MS 38632-1560

Mortgage

Document Number	0005075726
Date	Oct 27, 2020
Instrument	5075/726

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 27, 2019
Property Address	3420 CLAIR CIR W, HERNANDO, MS 38632-1560
Document Number	000905/755
Book / Page	0905 / 755
Map Reference	MB 124 PG 6
Instrument Date	Nov 22, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3181 BRIGHT RD, 3181, HERNANDO, MS 38632-9605

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3420 CLAIRCIR W, HERNANDO, MS 38632-1560

Mortgage

Document Number	0004844279
Date	Nov 27, 2019
Instrument	4844/279

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 05, 2018
Property Address	3420 CLAIR CIR W, HERNANDO, MS 38632-1560
Document Number	000857/779
Book / Page	857 / 779
Map Reference	PB 124 PG 6
Instrument Date	Jun 01, 2018
Instrument	W00857-00779
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 MOTOR SCOOTER DR, 190, NESBIT, MS 38651-9219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3181 BRIGHT RD, HERNANDO, MS 38632-9605

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2.00	$23,357 (-) Land $4,500 Building $18,857	$233,569 (-) Land $45,000 Building $188,569
2023	$2.00	$23,357	$233,569 Land $45,000 Building $188,569

3420 Clair Cir W, Hernando, MS 38632 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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