Cook County property record for 3420 Bernice Rd, Lansing, IL 60438
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,710 sqft · built 1937 |
| Lot Size | 1.11 acres (48,354 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Oct 2015) |
| Tax Bill | $13,560 (2023) |
| Deeds & Mortgages | Mar 2024 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 30-29-105-016 |
| Primary APN | 30-29-105-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,710 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Tile |
| Lot Area | 48,354 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 3420 BERNICE RD |
|---|---|
| City | LANSING |
| State | IL |
| Zip | 60438-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 15E |
| Legal Township | 36N |
| Legal Section | 29 |
| Legal Subdivision | RUSSELLS SUBDIVISION |
| Jurisdiction | COOK IL |
| Township / Civil Division | THORNTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 827902 |
3420 Bernice Rd is owned and occupied by an individual who bought it in October 2015.
Source: Cook County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3420 BERNICE RD, LANSING, IL 60438-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Apr 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2015 · Amount on File |
| Deed Sale | Oct 1, 2015 · Amount on File |
| Deed Document Number | 201519072 |
| Prior Transfer Date | Apr 12, 2011 |
| Prior Transfer Doc | 0000031000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3420 BERNICE RD, LANSING, IL 60438-1410 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3420 BERNICE RD, LANSING, IL 60438-1410 |
| Document Number | 0006801001 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 2406801001 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3420 BERNICE RD, LANSING, IL 60438-1410 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0010801338 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2210801338 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate | 4.5% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Thornton Township |
| Municipality | Lansing Village |
| Elementary School District | Lansing School District 158 (PK - 08) |
| Secondary School District | Thornton Fractional Township High School District 215 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,992 Land $11,992 Building $12,000 | $239,920 Land $119,920 Building $120,000 | |
| 2023 | $13,560.00 (+48.46%) | ||
| 2022 | $9,134.00 Homeowner's exemption | $17,475 Land $16,923 Building $552 | $174,750 Land $169,230 Building $5,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3420 Bernice Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 59 (1981–2026) |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3420 Bernice Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANSING serves 29,076 people · EPA ID IL0311590 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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