3420 Ash St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 3420 Ash St, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1957
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jul 2022)
Tax Bill	$2,014 (2025)
Deeds & Mortgages	Jul 2022 Sale Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`412318405010`

Property Details

APN / Parcel Number

Primary APN	`412318405010`
Alternative APNs	`00756200000002` `10004706410`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
Gross Area	1,239 sqft
1st Floor Area	920 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Porch	Slab
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	00756200000002
Street Address	3420 ASH ST
City	PUNTA GORDA
State	FL
Zip	33950-7174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	AQUI ESTA UN 2 BLK C LOT 21 581/507 DC621/852 920/2080 2667/2129 AFF3344/788 4247/1201 4304/898 5025/826
Legal Range	23E
Legal Township	41S
Legal Section	18
Legal Subdivision	AQUI ESTA
Legal Tract	AQE
Legal Block	C
Legal Lot Number	21
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2026
Census Tract	10301

Owner

Source: Charlotte County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	500 WESTOVER DR, SANFORD, NC 27330-8941
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS
Apr 17, 2018	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	20223133056
Deed Book / Page	5025 / 826
Prior Transfer Date	Oct 6, 2005
Prior Transfer Doc	0028431652
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 27, 2022
Property Address	3420 ASH ST, PUNTA GORDA, FL 33950-7174
Document Number	0050250826
Book / Page	5025 / 826
Map Reference	MB 3 PG 49A-49C
Instrument Date	Jul 27, 2022
Instrument	3133056
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3280 TAMIAMI TRL # TRL55A-29, 3280, PORT CHARLOTTE, FL 33952-8053

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 WESTOVER DR # 19091, 19091, SANFORD, NC 27330-8941

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 17, 2018
Property Address	3420 ASH ST, PUNTA GORDA, FL 33950-7174
Document Number	0043040898
Book / Page	4304 / 0898
Map Reference	MB3 PG49A
Instrument Date	Apr 13, 2018
Instrument	2604198
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7257 N PLUM TREE, 7257, PUNTA GORDA, FL 33955-1167

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3280 TAMIAMI TRL, PORT CHARLOTTE, FL 33952-8053

Mortgage

Document Number	0002604199
Date	Apr 17, 2018
Instrument	2604199

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 20, 2017
Property Address	3420 ASH ST, PUNTA GORDA, FL 33950-7174
Document Number	0042471201
Book / Page	004247 / 001201
Instrument Date	Oct 20, 2017
Instrument	2559860
Transaction Type	Transfer
Record Updated	Jan 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 51263 PUNTA GORDA FL 33951, PUNTA GORDA, FL 33951

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,014.00 (-29.16%)	$89,419 (-35.3%) Land $20,196 Building $69,223	$89,419 (+20.99%) Land $20,196 Building $69,223
2024	$2,843.00 (-3.23%)
2023	$2,938.00 (+48.01%)	$138,204 (+41.07%)	$73,906 (-24.56%) Land $23,760 Building $50,146
2022	$1,985.00	$97,967 Land $19,186 Building $78,781	$97,967 Land $19,186 Building $78,781

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	462 units insured incl. 242 condo units
Nearby Flood Claims	220 (1978–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 66 claims Hurricane Helene, Oct 2024 · 98 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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