Elko County property record for 3420 Argent Ave, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,240 sqft · built 1985 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $267,977 (Jun 2019) |
| Tax Bill | $2,052 (2026) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-851-003 |
| Primary APN | 001-851-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 2,724 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,015 sqft (0.184 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Canopy | 224 sqft |
| Heating System | HVAC |
|---|
| Street Address | 3420 ARGENT AVE |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | AUROUS ESTATES SUBDIVISION FILE 138521,LOCATED IN,MDB&M,AS AMENDED BY BOOK 415, PAGE 411, FILE NUMBER,173401 |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | AUROUS ESTATES SUBDIVISION |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3420 ARGENT AVE, ELKO, NV 89801-4416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Sep 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jun 11, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jun 17, 2019 | Bargain and Sale Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on Record |
| Deed Sale | Jun 17, 2019 · Amount on Record |
| Prior Sale | Jun 27, 2008 · Amount on Record |
| Deed Document Number | 2019755638 |
| Last Transfer Date | Sep 11, 2021 |
| Transfer Doc | 0000794579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 3420 ARGENT AVE, ELKO, NV 89801-4416 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | SUMMIT TITLE AGENCY INC, SUMMIT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000856149 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 856149 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 16, 2021 |
| Property Address | 3420 ARGENT AVE, ELKO, NV 89801-4416 |
| Document Number | 0000794579 |
| Map Reference | MB451GP411FILE173401 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 794579 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3420 ARGENT AVE, 3420, ELKO, NV 89801-4416 |
| Name | Verified Name |
|---|---|
| Address | 3420 ARGENT AVE, ELKO, NV 89801-4416 |
| Investor | Possibly a Property Investor |
| Document Number | 0000794580 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 794580 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 3420 ARGENT AVE, ELKO, NV 89801-4416 |
| Document Number | 0000769978 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3420 ARGENT AVE ELKO NV 898014416, ELKO, NV 89801-4416 |
| Investor | Possibly a Property Investor |
| Document Number | 0000769978 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 769978 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 17, 2019 |
| Property Address | 3420 ARGENT AVE, ELKO, NV 89801-4416 |
| Document Number | 0000755638 |
| Map Reference | MB 415 PG 411 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 755638 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,045.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3123 N 3600 E, 3123, KIMBERLY, ID 83341-5312 |
| Name | Verified Name |
|---|---|
| Address | 1190 COLT DR, ELKO, NV 89801-8306 |
| Investor | Possibly a Property Investor |
| Document Number | 0000755639 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 755639 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,052.00 (-2.84%) | $56,048 (-2.86%) Land $14,875 Building $41,173 | $160,137 (-2.86%) Land $42,500 Building $117,637 |
| 2025 | $2,112.00 (+5.23%) | $57,701 (+1.1%) Land $14,875 Building $42,826 | $164,860 (+1.1%) Land $42,500 Building $122,360 |
| 2023 | $2,007.00 (+7.96%) | $57,071 (+11.49%) Land $14,875 Building $42,196 | $163,060 (+11.49%) Land $42,500 Building $120,560 |
| 2022 | $1,859.00 | $51,191 Land $14,875 Building $36,316 | $146,260 Land $42,500 Building $103,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 74% of Nevada |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, CC Communications Broadband, Rise Broadband, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures