Brevard County property record for 3420 Amberly St, Cocoa, FL 32926
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,026 sqft · built 2004 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Oct 2014) |
| Tax Bill | $3,426 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-35-09-50-10-2 |
| Primary APN | 24-35-09-50-10-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,026 sqft Living Area |
| Gross Area | 2,916 sqft |
| 1st Floor Area | 2,026 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 474 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 416 sqft |
| Deck Area | 1,352 sqft |
| Patio Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2403597 |
|---|---|
| Street Address | 3420 AMBERLY ST |
| City | COCOA |
| State | FL |
| Zip | 32926-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | CANAVERAL GROVES REPLAT UNIT 3 SHEET 2 LOT 2 BLK 10 |
| Legal Range | 35E |
| Legal Township | 24S |
| Legal Section | 09 |
| Legal Subdivision | CANAVERAL GROVES REPLAT UNIT 3 SHEET 2 |
| Legal Block | 10 |
| Legal Lot Number | 2 |
| Legal Unit | 3 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 71205 |
3420 Amberly St is owned and occupied by two individuals who bought it in October 2014.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3420 AMBERLY ST, COCOA, FL 32926-2901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Sep 30, 2019 | Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2014 · Amount on File |
| Deed Sale | Oct 10, 2014 · Amount on File |
| Prior Sale | Mar 31, 2010 · Amount on File |
| Deed Document Number | 2014201467 |
| Deed Book / Page | 7226 / 22 |
| Prior Transfer Date | Sep 10, 2014 |
| Prior Transfer Doc | 0072260022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 3420 AMBERLY ST, COCOA, FL 32926-2901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3420 AMBERLY ST, COCOA, FL 32926-2901 |
| Document Number | 0089990036 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 8999/36 |
| Instrument | 2021023647 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 3420 AMBERLY ST, COCOA, FL 32926-2901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LANDMARK TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0085511975 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 8551/1975 |
| Instrument | 2019213758 |
| Name | COMMUNITY CU OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | ROCKLEDGE, FL 32955 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3420 Amberly St was $3,426 with a homeowner's exemption, up 7.3% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,280 (+2.7%) | $459,450 (-1.76%) | |
| 2025 | $3,426.00 (+7.26%) Homeowner's exemption | $246,630 | $467,660 |
| 2024 | $3,194.00 (+1.4%) | ||
| 2023 | $3,150.00 (+6.74%) Homeowner's exemption | $232,700 (+3%) | $465,060 (+8.51%) Land $80,000 Building $385,060 |
| 2022 | $2,951.00 Homeowner's exemption | $225,930 | $428,600 Land $70,000 Building $358,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3420 Amberly St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 61 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 61 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3420 Amberly St is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 80% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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