3420 221st St E, Spanaway, WA 98387 Property Records

Pierce County property record for 3420 221st St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,560 sqft · built 1995
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Aug 2010)
Tax Bill	$5,782 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031811-8-035`

Property Details

APN / Parcel Number

Primary APN	`031811-8-035`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,560 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	96 sqft
Deck Area	407 sqft
Patio Area	407 sqft
Storage Building	364 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3420 221ST STREET CT E
State	WA
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SECTION 11 TOWNSHIP 18 RANGE 03 QUARTER 44 L 3 AMEND SP 95-03-08-0587 FORMERLY L 3 SP 85-09-24-0449 FORMERLY L 4 SP 77-406 TOG/W EASE OF REC OUT OF 8-022 SEG W-1047 JU ES DC07-17-95BL
Legal Range	03
Legal Township	18
Legal Section	11
Legal Subdivision	SP#9503080587
Legal Lot Number	3
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1006
Census Tract	71413

Owner

3420 221st St E is owned by two individuals who bought it in August 2010.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3420 221ST ST E, SPANAWAY, WA 98387-7331
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2010 · Amount on File
Deed Sale	Aug 5, 2010 · Amount on File
Prior Sale	Jun 24, 2003 · Amount on File
Deed Document Number	2010448
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3420 221ST ST E, SPANAWAY, WA 98387-7331
Document Number	2009160916
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	AEGIS LAND TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3420 221ST ST E SPANAWAY WA 983877331, SPANAWAY, WA 98387-7331

Mortgage

Document Number	2009160916
Date	Sep 16, 2020
Instrument	202009160916

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3420 221st St E was $5,782, up 4.6% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,900 Land $189,900 Building $338,000	$527,900 Land $189,900 Building $338,000
2025	$5,782.00 (+4.59%)
2024	$5,528.00 (-2.62%)	$474,000 (-4.49%) Land $192,800 Building $281,200	$474,000 (-4.49%) Land $192,800 Building $281,200
2023	$5,677.00	$496,300 Land $192,800 Building $303,500	$496,300 Land $192,800 Building $303,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3420 221st St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3420 221st St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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