342 Windsong Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 342 Windsong Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Vacant Land
Lot Size	0.364 acres (15,899 sqft)
Owner	Individual Name on File
Last Sale	$4,999,000 (Mar 2026)
Tax Bill	$6,165 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone A (high risk)
APN	`22-3S-18-16102-000-2070`

Property Details

APN / Parcel Number

Primary APN	`22-3S-18-16102-000-2070`

Exterior

Lot Area	15,899 sqft (0.364 acres)
Lot Dimensions	16.5 ft deep x 8.6 ft wide

Location & Zoning

Street Address	342 WINDSONG DR
City	INLET BEACH
State	FL
Zip	32461-7487
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 207 WATERSOUND CAMP CREEK- PHASE 1B PB 24-1 OR 3229-4442
Legal Subdivision	CAMP CREEK
Legal Phase	1B
Legal Lot Number	207
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

342 Windsong Dr, vacant land, is owned by an individual who bought it in March 2026.

Source: Walton County records, as of March 17, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	675 WEDNESBURY RD, ALPHARETTA, GA 30022-3775
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Dec 16, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Dec 16, 2021 · Amount on File
Deed Document Number	20260008633
Deed Book / Page	3389 / 3587
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 6, 2026
Property Address	342 WINDSONG DR, INLET BEACH, FL 32461-7487
Document Number	0033893587
Book / Page	3389 / 3587
Map Reference	MB 24 PG 1-5
Instrument Date	Mar 5, 2026
Instrument	20260008633
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	SCENIC TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,993.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 WEDNESBURY RD, ALPHARETTA, GA 30022-3775

Mortgage

Document Number	0033893589
Date	Mar 6, 2026
Instrument	3389/3589

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.85%
Type Change Date	Apr 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.85%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.85%

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 16, 2021
Property Address	342 WINDSONG DR, INLET BEACH, FL 32461-7487
Document Number	0032294442
Book / Page	3229 / 4442
Map Reference	MB 24 PG 1-5
Instrument Date	Dec 14, 2021
Instrument	20210062093
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 N RICHARD JACKSON BLVD STE 200, 200, PANAMA CITY BEACH, FL 32407-2669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 22407, LITTLE ROCK, AR 72221-2407

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$700,000 Land $700,000	$700,000 Land $700,000
2024	$6,165.00 (+6.86%)
2023	$5,769.00 (+9,057.14%)	$635,000 (+9,217.68%) Land $635,000	$635,000 (+9,217.68%) Land $635,000
2022	$63.00	$6,815 Land $6,815	$6,815 Land $6,815

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 342 Windsong Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Windsong Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: WOW Internet, Cable & Phone.

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