Union County property record for 342 Wharton St, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,379 sqft · built 2022 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Aug 2022) |
| Tax Bill | $3,700 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-177-180 |
| Primary APN | 09-177-180 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,379 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 7,013 sqft (0.161 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 342 WHARTON ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #197 KELLERTON PLACE PH2 MP1 OPCQ108 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 20401 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 342 WHARTON ST, MONROE, NC 28110-8376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 21, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2022 · Amount on Record |
| Deed Sale | Aug 3, 2022 · Amount on Record |
| Prior Sale | Jun 21, 2022 · Amount on Record |
| Deed Document Number | 202227548 |
| Deed Book / Page | 8541 / 26 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 3, 2022 |
| Property Address | 342 WHARTON ST, MONROE, NC 28110-8376 |
| Document Number | 0000854126 |
| Book / Page | 8541 / 26 |
| Map Reference | CAB Q FILE 108&109 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 27548 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4508 LAWRENCE DANIEL DR, MATTHEWS, NC 28104-4964 |
| Name | Verified Name |
|---|
| Document Number | 0000027549 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 27549 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 21, 2022 |
| Property Address | 342 WHARTON ST, MONROE, NC 28110-8376 |
| Document Number | 0008506118 |
| Book / Page | 8506 / 118 |
| Map Reference | CAB Q FILE 108&109 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 22155 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $713.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5350 77 CENTER DR, CHARLOTTE, NC 28217-2781 |
| Name | Verified Name |
|---|---|
| Address | 342 WHARTON ST, MONROE, NC 28110-8376 |
| Document Number | 0000022156 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 22156 |
| Name | M/I FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,300 (-) Land $77,300 Building $346,000 | $423,300 (-) Land $77,300 Building $346,000 | |
| 2025 | $3,700.00 (+15.63%) | $423,300 (+44.22%) Land $77,300 Building $346,000 | $423,300 (+44.22%) Land $77,300 Building $346,000 |
| 2023 | $3,200.00 (+518.96%) | $293,500 (+517.89%) Land $47,500 Building $246,000 | $293,500 (+517.89%) Land $47,500 Building $246,000 |
| 2022 | $517.00 | $47,500 Land $47,500 | $47,500 Land $47,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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