342 Westwinds Cir, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 342 Westwinds Cir, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,120 sqft · built 2003
Lot Size0.172 acres (7,510 sqft)
Owner2 Individual Names on File
Last Sale$778,000 (Oct 2018)
Tax Bill$9,697 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Oct 2018 Sale
Flood ZoneZone AE (high risk)
APNC62-000-740-5485-9

Property Details

APN / Parcel Number

Primary APNC62-000-740-5485-9
Alternative APNs
  • 23-27-15-05814-000-1310
  • R410343

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,120 sqft Heated Area
1st Floor Area2,120 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2007
Architectural StyleDome
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,510 sqft (0.172 acres)
Lot Dimensions105 ft deep x 70 ft wide
Garage Area2,101 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area1,186 sqft
Deck Area128 sqft
Patio Area128 sqft
Loading Dock330 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR410343
Street Address342 WESTWINDS CIR
CityPALM HARBOR
StateFL
Zip34683-1037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAYWOOD VILLAGE LOT 131
Legal Range15
Legal Township27
Legal Section23
Legal SubdivisionBAYWOOD VILLAGE
Legal Lot Number131
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3026
Census Tract27202

Owner

342 Westwinds Cir is owned and occupied by two individuals who acquired it in July 2021.

Source: Pinellas County records, as of December 26, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address342 WESTWINDS CIR, PALM HARBOR, FL 34683-1037
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Oct 1, 2018Warranty Deed, Transfer
WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA-WIKLE TITLE INS AGCY

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleOct 1, 2018 · Amount on File
Deed SaleOct 1, 2018 · Amount on File
Prior SaleOct 1, 2018 · Amount on File
Deed Document Number0202281372
Deed Book / Page020228 / 001372
Last Transfer DateJul 6, 2021
Transfer Doc0216120727
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address342 WESTWINDS CIR, PALM HARBOR, FL 34683-1037
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0206500353
DateAug 12, 2019
Book Page20650/0353
Instrument2019255508
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 30, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 1, 2018
Property Address342 WESTWINDS CIR, PALM HARBOR, FL 34683-1037
Document Number0202281372
Book / Page020228 / 001372
Instrument DateSep 25, 2018
Instrument313945
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyWOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA-WIKLE TITLE INS AGCY

Transaction

AmountAmount on Record
Tax$5,446.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address342 WESTWINDS CIR PALM HARBOR FL 346831037, PALM HARBOR, FL 34683-1037

Tax Assessment & Valuation

The 2025 property tax bill for 342 Westwinds Cir was $9,697 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,697.00 Homeowner's exemption$570,395$1,214,812 Land $401,522 Building $813,290
2023$9,066.00 (+2.63%) Homeowner's exemption$538,175 (+3%)$1,023,826 (+20.89%) Land $420,552 Building $603,274
2022$8,834.00 Homeowner's exemption$522,500$846,938 Land $368,985 Building $477,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 Westwinds Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 446 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies540 units insured
incl. 94 condo units
Nearby Flood Claims399 (1985–2024)
Claims Outside the SFHA3 of 399
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Helene, Sep 2024 · 248 claims
  • Hurricane Idalia, Aug 2023 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 342 Westwinds Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Westwinds Cir

Nearby Streets

Search Property Records by Address or Parcel Number