Iredell County property record for 342 West Ave, Troutman, NC 28166
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,075 sqft · built 1974 |
| Lot Size | 0.363 acres (15,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Aug 2026) |
| Tax Bill | $1,109 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4731-74-5831.000 |
| Primary APN | 4731-74-5831.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,075 sqft Heated Area |
| Gross Area | 1,607 sqft |
| 1st Floor Area | 1,075 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,800 sqft (0.363 acres) |
| Lot Dimensions | 158 ft deep x 100 ft wide |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 208 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80017362 |
|---|---|
| Street Address | 342 WEST AVE |
| City | TROUTMAN |
| State | NC |
| Zip | 28166-8617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | L241 INGLEWOOD S-1 PB 2-53A |
| Legal Subdivision | INGLEWOOD |
| Legal Block | 74 |
| Legal Lot Number | 241 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | FALLSTOWN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 61202 |
342 West Ave is owned and occupied by an individual who bought it in August 2026.
Source: Iredell County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 342 WEST AVE, TROUTMAN, NC 28166-8617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 24, 2020 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on File |
| Deed Sale | Aug 12, 2026 · Amount on File |
| Prior Sale | Jul 10, 2014 · Amount on File |
| Deed Document Number | 20266661 |
| Deed Book / Page | 3234 / 1242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Aug 12, 2026 |
| Property Address | 342 WEST AVE, TROUTMAN, NC 28166-8617 |
| Document Number | 0000006661 |
| Book / Page | 3234 / 1242 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 20266661 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | INTEGRATED TITLE INC, INTEGRATED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 342 WEST AVE, TROUTMAN, NC 28166-8617 |
| Document Number | 0000006662, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 20266662 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 342 WEST AVE, TROUTMAN, NC 28166-8617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 342 WEST AVE, TROUTMAN, NC 28166-8617 |
| Document Number | 27271635 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 2727/1635 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 20, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 342 West Ave was $1,109 with a senior citizen's exemption, down 5% from the year before.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Municipality | Troutman Town |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,230 (-) Land $35,000 Building $161,230 | $196,230 (-) Land $35,000 Building $161,230 | |
| 2025 | $1,109.00 (-5%) Senior Citizen's exemption | $196,230 (-) Land $35,000 Building $161,230 | $196,230 (-) Land $35,000 Building $161,230 |
| 2024 | $2,218.00 | $196,230 (-) Land $35,000 Building $161,230 | $196,230 (-) Land $35,000 Building $161,230 |
| 2023 | $2,218.00 (+94.9%) | $196,230 (+110.57%) Land $35,000 Building $161,230 | $196,230 (+110.57%) Land $35,000 Building $161,230 |
| 2022 | $1,138.00 | $93,190 Land $18,000 Building $75,190 | $93,190 Land $18,000 Building $75,190 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 342 West Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 342 West Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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