St. Johns County property record for 342 Waterfront Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,893 sqft · built 2013 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Jun 2021) |
| Tax Bill | $10,695 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000706-1510 |
| Primary APN | 000706-1510 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,893 sqft Living Area |
| Gross Area | 3,337 sqft |
| 1st Floor Area | 2,242 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 255 sqft |
| Patio Area | 690 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 342 WATERFRONT DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 67/8-13 RIVERTOWN LAKES 2 LOT 151 OR5299/514 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 44 |
| Legal Subdivision | RIVERTOWN LAKES 2 |
| Legal Block | 1 |
| Legal Lot Number | 151 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 20807 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 342 WATERFRONT DR, SAINT JOHNS, FL 32259-8656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FLORIDA CU |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Jun 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on File |
| Deed Sale | Jun 23, 2021 · Amount on File |
| Prior Sale | Dec 3, 2015 · Amount on File |
| Deed Document Number | 202170245 |
| Deed Book / Page | 5299 / 514 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 342 WATERFRONT DR, SAINT JOHNS, FL 32259-8656 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 342 WATERFRONT DR, ST JOHNS, FL 32259-8656 |
| Document Number | 0057260108 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 5726/108 |
| Instrument | 2023020472 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 14, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 342 WATERFRONT DR, SAINT JOHNS, FL 32259-8656 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 342 WATERFRONT DR, SAINT JOHNS, FL 32259-8656 |
| Document Number | 0051580542 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 5158/542 |
| Instrument | 2021007533 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 23, 2021 |
| Property Address | 342 WATERFRONT DR, SAINT JOHNS, FL 32259-8656 |
| Document Number | 0052990514 |
| Book / Page | 5299 / 514 |
| Map Reference | MB 67 PG 8-13 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021070245 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,605.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2240 NE 40TH ST, OCALA, FL 34479-2530 |
| Name | Verified Name |
|---|---|
| Address | 342 WATERFRONT DR, SAINT JOHNS, FL 32259-8656 |
| Document Number | 0005299516 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 5299/516 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $517,985 (-5.44%) Land $135,000 Building $382,985 | $517,985 (-9.46%) Land $135,000 Building $382,985 | |
| 2025 | $10,695.00 (+10.14%) Homeowner's exemption | $547,772 (+2.9%) | $572,098 (-3.29%) Land $150,000 Building $422,098 |
| 2024 | $9,710.00 (+7.2%) Homeowner's exemption | $532,334 (+10.46%) | $591,547 (+14.37%) Land $130,000 Building $461,547 |
| 2023 | $9,058.00 (+1.94%) Homeowner's exemption | $481,906 (+3%) | $517,201 (+10.54%) Land $115,000 Building $402,201 |
| 2022 | $8,886.00 Homeowner's exemption | $467,870 | $467,870 Land $112,000 Building $355,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 189 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 189 in force |
| Nearby Flood Claims | 4 (1997–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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