342 Water St, Warren, RI 02885 Property Records

Warren Town property record for 342 Water St, Warren, RI 02885

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,400 sqft · built 1870
Lot Size	0.077 acres (3,358 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,296 (2026)
Deeds & Mortgages	Dec 2021 Refinance Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`19-0574-63`

Property Details

APN / Parcel Number

Primary APN	`19-0574-63`
Alternative APN	`WARR M:5 L:5`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,400 sqft Living Area
Gross Area	4,244 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,358 sqft (0.077 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	19-0574-63
Street Address	342 WATER ST
City	WARREN
State	RI
Zip	02885-3356
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	VB
Legal Lot Number	5
Jurisdiction	WARREN RI
Township / Civil Division	WARREN
Census Block Group	3
Census Block	3019
Census Tract	30500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warren Waterfront Historic District (Boundary Increase) listed 2003 · 446 contributing resources · NRIS 03001000

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

342 Water St, a triplex, is owned by two individuals.

Source: Warren Town records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 BROAD ST, WARREN, RI 02885-3325
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU
Jul 19, 2018	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	342 WATER ST, WARREN, RI 02885-3356
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001070-32
Date	Dec 30, 2021
Book Page	1070/32
Instrument	31192

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	342 WATER ST, WARREN, RI 02885-3356
Document Number	977-27
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BROAD ST WARREN RI 028853325, WARREN, RI 02885-3325

Mortgage

Document Number	977-27
Date	Apr 26, 2019
Book Page	000977/000027
Instrument	24035

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WARREN RI
Recording Date	Jul 19, 2018
Property Address	342 WATER ST, WARREN, RI 02885-3356
Document Number	959-265
Book / Page	000959 / 000265
Instrument Date	Dec 31, 2017
Instrument	22485
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BROAD ST WARREN RI 028853325, WARREN, RI 02885-3325

Tax Assessment & Valuation

The 2026 property tax bill for 342 Water St was $7,296, up 19.9% from the year before.

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Warren Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,296.00 (+19.94%)
2025	$6,083.00	$408,500 Land $145,100 Building $263,400
2023	$5,580.00	$408,500 Land $145,100 Building $263,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 342 Water St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 individual policies
Nearby Flood Policies	34 units insured incl. 6 condo units
Nearby Flood Claims	23 (1978–2022)
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 342 Water St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
i3 Broadband Cable	2,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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