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342 W Broadway, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 342 W Broadway, Gardner, MA 01440

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,950 sqft · built 1930
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Feb 2022)
Tax Bill$4,744 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNGARD M:R17 B:11 L:9

Property Details

APN / Parcel Number

Primary APNGARD M:R17 B:11 L:9
Alternative APN
  • M:P-17 B:0035 L:0009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,950 sqft Living Area
Gross Area4,173 sqft
Basement Area975 sqft
Unfinished Basement975 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address342 W BROADWAY
CityGARDNER
StateMA
Zip01440-3137
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR3
Legal Block11
Legal Lot Number9
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group1
Census Block1006
Census Tract707100

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address342 W BROADWAY, GARDNER, MA 01440-3137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2022Personal Representative Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 23, 2019Deed of Trust, Mortgage · Balloon Mortgage
GFA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2022 · Amount on Record
Deed SaleFeb 4, 2022 · Amount on Record
Deed Document Number202214570
Deed Book / Page67072 / 314
Record UpdatedOct 29, 2026

February 2022: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionGARDNER MA
Recording DateFeb 4, 2022
Property Address342 W BROADWAY, GARDNER, MA 01440-3137
Document Number067072-314
Book / Page67072 / 314
Instrument DateFeb 4, 2022
Instrument14570
Transaction TypeTransfer
Record UpdatedFeb 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 W BROADWAY, GARDNER, MA 01440-3137

Mortgage

Document Number0000014571
DateFeb 4, 2022
Instrument14571
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address342 W BROADWAY, GARDNER, MA 01440-3137
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number61283-307
DateOct 23, 2019
Book Page61283/307
Instrument112145
Lender
NameGFA FEDERAL CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2039

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,744.00 (+12,384.21%)$344,500 (+27.92%) Land $74,000 Building $270,500$362,511
2025$38.00 (-99.01%)$269,300 (+5.2%) Land $67,200 Building $202,100
2024$3,837.00 (+2.76%)$256,000 (+10.58%) Land $61,200 Building $194,800
2023$3,734.00$231,500 Land $60,300 Building $171,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER WATER DEPARTMENT
serves 21,381 people · EPA ID MA2103000
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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