342 W 28th St, Lorain, OH 44055 Property Records

Lorain County property record for 342 W 28th St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,301 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on File
Last Sale	$40,000 (Feb 2026)
Tax Bill	$1,194 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2026 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-003-193-006`

Property Details

APN / Parcel Number

Primary APN	`02-01-003-193-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,301 sqft Living Area
1st Floor Area	1,068 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1939
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	67.8 ft deep x 58.3 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Open Frame Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	342 W 28TH ST
City	LORAIN
State	OH
Zip	44055-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRAMAN 1ST 58.33 X 67.81
Legal Subdivision	BRAMAN
Legal Tract	01
Legal Block	193
Legal Lot Number	21 &
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1015
Census Tract	23300

Owner

342 W 28th St is owned by a company that bought it in February 2026.

Source: Lorain County records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	25715 HILLIARD BLVD, WESTLAKE, OH 44145-3311
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage JAG ENTERPRISES LLC
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOAN FUNDER LLC
Feb 10, 2026	Deed of Trust, Mortgage JAG ENTERPRISES LLC
Feb 10, 2026	Warranty Deed, Transfer ALAN W BERGER ETAL
Mar 10, 2021	Warranty Deed, Transfer
Mar 8, 2021	Fiduciary Deed, Transfer N TITLE COMPANY, TITLE CO
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK
May 23, 2018	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK
Apr 13, 2018	Quit Claim Deed, Transfer CARDINAL HOPE EXAM COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2026 · Amount on File
Deed Sale	Feb 10, 2026 · Amount on File
Prior Sale	Sep 27, 2024 · Amount on File
Deed Document Number	202684437
Prior Transfer Date	Dec 26, 2008
Prior Transfer Doc	0000284394
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	342 W 28TH ST, LORAIN, OH 44055-1106
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25715 HILLIARD BLVD, WESTLAKE, OH 44145-3311

Mortgage

Document Number	0000084439
Date	Feb 10, 2026
Instrument	2026-0084439

Lender

Name	JAG ENTERPRISES LLC
Type	Non-Lending Institution
Address	EASTLAKE, OH 44095

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 10, 2027

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	May 11, 2026
Property Address	342 W 28TH ST, LORAIN, OH 44055-1106
Document Number	0000095344
Instrument Date	May 7, 2026
Instrument	202695344
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	25715 HILLIARD BLVD, WESTLAKE, OH 44145-3311

Mortgage

Document Number	0000095344,
Date	May 11, 2026
Instrument	202695344

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	342 W 28TH ST, LORAIN, OH 44055-1106
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25715 HILLIARD BLVD, WESTLAKE, OH 44145-3311

Mortgage

Document Number	0000084439
Date	Feb 10, 2026
Instrument	2026-0084439

Lender

Name	JAG ENTERPRISES LLC
Type	Non-Lending Institution
Address	EASTLAKE, OH 44095

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 10, 2027

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 10, 2026
Property Address	342 W 28TH ST, LORAIN, OH 44055-1106
Document Number	0000084437
Map Reference	VOL 3 PG 41
Instrument Date	Feb 5, 2026
Instrument	2026-0084437
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25715 HILLIARD BLVD, WESTLAKE, OH 44145-3311

Mortgage

Document Number	0000084438
Date	Feb 10, 2026
Instrument	2026-0084438

Lender

Name	ALAN W BERGER ETAL
Type	Private Party
Address	25373 BRIDGETON DR, BEACHWOOD, OH 44122

Agreement

Amount	Amount on Record
Term	12 Months
Due	Feb 10, 2027

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 10, 2021
Property Address	342 W 28TH ST, LORAIN, OH 44055-1106
Document Number	0000806766
Map Reference	VOL 3 PG 41
Instrument Date	Mar 3, 2021
Instrument	2021-0806766
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6485 RIDGE RD, PARMA, OH 44129-5038

March 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 8, 2021
Property Address	342 W 28TH ST, LORAIN, OH 44055-1106
Document Number	0000806176
Instrument Date	Feb 26, 2021
Instrument	2021-0806176
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	N TITLE COMPANY, TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 POLARIS PKWY # 21574, 21574, COLUMBUS, OH 43240-2041
Investor	Possibly a Property Investor

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	342 W 28TH ST, LORAIN, OH 44055-1106
Document Number	0000707027
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	342 W 28TH ST LORAIN OH 440551106, LORAIN, OH 44055-1106

Mortgage

Document Number	0000707027
Date	Mar 12, 2019
Instrument	707027

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 11, 2044

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	342 W 28TH ST, LORAIN, OH 44055-1106
Document Number	0000675142
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 W 28TH ST LORAIN OH 440551106, LORAIN, OH 44055-1106

Mortgage

Document Number	0000675142
Date	Jun 7, 2018
Instrument	675142

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 6, 2043

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 13, 2018
Property Address	342 W 28TH ST, LORAIN, OH 44055-1106
Document Number	0000668440
Instrument Date	Mar 30, 2018
Instrument	668440
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	CARDINAL HOPE EXAM COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1332 WARREN RD LAKEWOOD OH 441072517, LAKEWOOD, OH 44107-2517

Tax Assessment & Valuation

The 2025 property tax bill for 342 W 28th St was $1,194, down 2.5% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,194.00 (-2.53%)	$29,730 (-0.02%) Land $2,910 Building $26,820	$84,960 (-) Land $8,320 Building $76,640
2024	$1,225.00 (+31.58%)	$29,736 (+80.68%) Land $2,912 Building $26,824	$84,960 (+80.69%) Land $8,320 Building $76,640
2023	$931.00 (+5.56%)	$16,458 (-0.01%) Land $1,110 Building $15,348	$47,020 Land $3,170 Building $43,850
2022	$882.00	$16,460 Land $1,110 Building $15,350
2021			$47,020 Land $3,170 Building $43,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 342 W 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 342 W 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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