342 Union Ave, Crescent City, FL 32112 Property Records

Putnam County property record for 342 Union Ave, Crescent City, FL 32112

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 939 sqft · built 1989
Lot Size	9.09 acres (395,960 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Dec 2022)
Tax Bill	$4,887 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-12-27-0000-0220-0010`

Property Details

APN / Parcel Number

Primary APN	`13-12-27-0000-0220-0010`
Alternative APN	`90328`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Building Area	939 sqft Living Area
Gross Area	1,357 sqft
1st Floor Area	939 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Lot Area	395,960 sqft (9.09 acres)
Garage Type	Attached
Garage Area	418 sqft
Porch	Finished/Open Porch
Porch Area	180 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	90328
Street Address	342 UNION AVE
City	CRESCENT CITY
State	FL
Zip	32112-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SW1/4 OF NW1/4 OR488, P417
Legal Range	27E
Legal Township	12S
Legal Section	13
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	1
Census Block	1012
Census Tract	951401

Owner

342 Union Ave is owned and occupied by an individual who bought it in December 2022.

Source: Putnam County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	342 UNION AVE, CRESCENT CITY, FL 32112-4432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 21, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2020	Deed of Trust, Mortgage · Conventional with PMI FARM CREDIT SVCS
Jan 29, 2019	Warranty Deed, Transfer · ARM NATIONAL BANK OF COMMERCE
Mar 26, 2018	Grant Deed, Transfer DEPENDABLE TITLE SERVICES/FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2022 · Amount on File
Deed Sale	Dec 21, 2022 · Amount on File
Prior Sale	Jan 29, 2019 · Amount on File
Deed Document Number	202229927
Deed Book / Page	1694 / 492
Prior Transfer Date	Jan 25, 2019
Prior Transfer Doc	0015320088
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	342 UNION AVE, CRESCENT CITY, FL 32112-4432
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 UNION AVE, CRESCENT CITY, FL 32112-4432

Mortgage

Document Number	0018321642
Date	Sep 25, 2025
Book Page	1832/1642
Instrument	202554026994

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Dec 21, 2022
Property Address	342 UNION AVE, CRESCENT CITY, FL 32112-4432
Document Number	0016940492
Book / Page	1694 / 492
Instrument Date	Dec 19, 2022
Instrument	202254029927
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 351, CRESCENT CITY, FL 32112-0351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 UNION AVE, CRESCENT CITY, FL 32112-4432

Mortgage

Document Number	0001694495
Date	Dec 21, 2022
Instrument	1694/495

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	342 UNION AVE, CRESCENT CITY, FL 32112-4432
Document Number	0015800804
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 351 CRESCENT CITY FL 321120351, CRESCENT CITY, FL 32112-0351

Mortgage

Document Number	0015800804
Date	Jun 22, 2020
Book Page	001580/000804
Instrument	54010493

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	ALACHUA, FL 32615

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jan 29, 2019
Property Address	342 UNION AVE, CRESCENT CITY, FL 32112-4432
Document Number	0015320088
Book / Page	1532 / 0088
Instrument Date	Jan 25, 2019
Instrument	201954001662
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	PARADISE TITLE OF ST AUGUSTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 UNION AVE, CRESCENT CITY, FL 32112-4432

Mortgage

Document Number	201954001663
Date	Jan 29, 2019
Instrument	201954001663

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	10.1%
Index	1-Year LIBOR
Max Rate	10.1%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM FL
Recording Date	Mar 26, 2018
Property Address	342 UNION AVE, CRESCENT CITY, FL 32112-4432
Document Number	0015011877
Book / Page	001501 / 001877
Instrument Date	Mar 26, 2018
Instrument	54005584
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	DEPENDABLE TITLE SERVICES/FL INC

Transaction

Amount	Amount on Record
Tax	$1,750.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9000 COWPEN BRANCH RD HASTINGS FL 321455804, HASTINGS, FL 32145-5804

Tax Assessment & Valuation

The 2025 property tax bill for 342 Union Ave was $4,887 with a homeowner's exemption.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,887.00 Homeowner's exemption	$311,220	$333,660 Land $109,080 Building $224,580
2023	$5,876.00 (+73.08%)	$343,760 (+45.25%)	$343,760 (+19.53%) Land $109,080 Building $234,680
2022	$3,395.00 Homeowner's exemption	$236,660	$287,600 Land $84,860 Building $202,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 Union Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2004–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Union Ave is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: AT&T, Verizon.

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