Bergen County and Edgewater Borough property record for 342 Undercliff Ave, Edgewater, NJ 07020 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 3,432 sqft · built 2007 |
| Lot Size | 0.164 acres (7,139 sqft) |
| Owner | Individual Name on File |
| Last Sale | $880,000 (Jun 2017) |
| Tax Bill | $19,107 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00063-0000-00004-0000-C0342 |
| Primary APN | 13-00063-0000-00004-0000-C0342 |
|---|---|
| Alternative APN |
|
| Building Area | 3,432 sqft Living Area |
|---|
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 7,139 sqft (0.164 acres) |
| Lot Dimensions | 238 ft deep x 30 ft wide |
| Street Address | 342 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1214 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 30X238 |
| Legal Subdivision | 342-344 UNDERCLIFF AVE |
| Legal Block | 63 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13002 |
Source: Bergen County and Edgewater Borough records · APN 13-00063-0000-00004-0000-C0342
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 342 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 05, 2017 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2017 · Amount on Record |
| Deed Sale | Jun 05, 2017 · Amount on Record |
| Prior Sale | Nov 30, 2005 · Amount on Record |
| Deed Document Number | 201743106 |
| Deed Book / Page | 2629 / 685 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 342 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045921145 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 4592/1145 |
| Instrument | 2022023129 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Feb 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 05, 2017 |
| Property Address | 342 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214 |
| Document Number | 0026290685 |
| Book / Page | 02629 / 0685 |
| Instrument Date | May 25, 2017 |
| Instrument | 17-043106 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,183.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 342 UNDERCLIFF AVE, 342, EDGEWATER, NJ 07020-1214 |
| Name | Verified Name |
|---|---|
| Address | 342 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1214 |
| Document Number | 0026290691 |
|---|---|
| Date | Jun 05, 2017 |
| Book Page | 02629/0691 |
| Instrument | 17-043106.01 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
Source: Bergen County and Edgewater Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,239,100 (+6.68%) Land $359,600 Building $879,500 | $1,239,100 (+6.68%) Land $359,600 Building $879,500 | |
| 2025 | $19,107.00 (+6.19%) | $1,161,500 (+6.02%) Land $342,200 Building $819,300 | $1,161,500 (+6.02%) Land $342,200 Building $819,300 |
| 2024 | $17,993.00 (+4.96%) | ||
| 2023 | $1,095,500 Land $312,800 Building $782,700 | $1,095,500 Land $312,800 Building $782,700 | |
| 2022 | $17,142.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030130023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 units insured 2 under condo master policies |
| Nearby Flood Claims | 2 (2007–2012) |
| Most Recent Claim | Oct 2012, tidal / storm surge, Hurricane Sandy |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Spectrum, Starry. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures