342 Tucker Trl, Vilas, NC 28692 Property Records

Watauga County property record for 342 Tucker Trl, Vilas, NC 28692

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,720 sqft · built 2021
Lot Size	1.4 acres (60,984 sqft)
Owner	Company Name on Record
Last Sale	$775,000 (Aug 2024)
Tax Bill	$2,067 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1974-62-4402-000`

Property Details

APN / Parcel Number

Primary APN	`1974-62-4402-000`
Alternative APNs	`1785324` `1862241`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,720 sqft Living Area
1st Floor Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1862241
Street Address	342 TUCKER TRL
City	VILAS
State	NC
Zip	28692-8468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 SUMMIT AT LOST RIDGE
Legal Subdivision	SUMMIT AT LOST RIDGE
Legal Lot Number	78
Jurisdiction	WATAUGA NC
Township / Civil Division	COVE CREEK
Census Block Group	1
Census Block	1028
Census Tract	920200

Owner

Source: Watauga County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	83 OCEAN ISLE WEST BLVD, OCEAN ISLE BEACH, NC 28469-7522
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Construction Loan · Construction Mortgage LIFESTORE BK
Sep 28, 2018	Warranty Deed, Transfer
Jun 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2024 · Amount on Record
Deed Sale	Aug 26, 2024 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	2024743554
Deed Book / Page	2398 / 793
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Recording Date	Jun 4, 2021
Property Address	VILAS, NC 28692
Document Number	0021950646
Book / Page	002195 / 000646
Instrument Date	Jun 4, 2021
Instrument	707138
Transaction Type	Construction Loan
Record Updated	Jun 28, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3102 BOWLES CIR HOLLY SPRINGS NC 275406385, HOLLY SPRINGS, NC 27540-6385

Mortgage

Document Number	21950646
Date	Jun 4, 2021
Book Page	002195/000646
Instrument	707138

Lender

Name	LIFESTORE BK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 28, 2018
Property Address	VILAS, NC 28692
Document Number	0019940713
Book / Page	001994 / 000713
Instrument Date	Sep 25, 2018
Instrument	672774
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Tax	$45.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	501 ASHBURY SQ MEBANE NC 273028749, MEBANE, NC 27302-8749

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jun 15, 2018
Property Address	VILAS, NC 28692
Document Number	0019770660
Book / Page	001977 / 000660
Instrument Date	May 30, 2018
Instrument	669505
Transaction Type	Transfer
Record Updated	Jun 29, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 133084 THE WOODLANDS TX 773933084, THE WOODLANDS, TX 77393-3084

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,067.00	$530,500 (+1,277.92%) Land $38,500 Building $492,000
2024			$530,500 Land $38,500 Building $492,000
2023		$38,500 Land $38,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1989–2024)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 12 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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