Collier County property record for 342 Trade Winds Ave, Naples, FL 34108
| Property Type | Single Family Home |
|---|---|
| Details | 2,491 sqft · built 2017 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100 (Dec 2015) |
| Tax Bill | $18,210 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 233800 M 113A29 |
| Primary APN | 233800 M 113A29 |
|---|---|
| Alternative APN |
|
| Units | 19 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,491 sqft Living Area |
| 1st Floor Area | 2,491 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 9,148 sqft (0.21 acres) |
| View / Lot | Waterfront |
| Pool Area | 286 sqft |
|---|---|
| Porch | Screened Aluminum Porch |
| Porch Area | 588 sqft |
| Deck Area | 614 sqft |
| Boat Access | Boat Access |
| Street Address | 342 TRADE WINDS AVE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34108-2329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-3 |
| Legal Description | CONNERS VANDERBILT BCH EST UNIT 2 BLK M LOT 11 |
| Legal Range | 25 |
| Legal Township | 48 |
| Legal Section | 29 |
| Legal Subdivision | CONNERS VANDERBILT BCH EST #2 |
| Legal Tract | 233800 |
| Legal Block | M |
| Legal Lot Number | 11 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10209 |
342 Trade Winds Ave is owned and occupied by two individuals who bought it in December 2015.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 342 TRADE WINDS AVE, NAPLES, FL 34108-2329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2015 · Amount on File |
| Deed Sale | Dec 1, 2015 · Amount on File |
| Prior Sale | Dec 5, 2000 · Amount on File |
| Deed Book / Page | 5226 / 989 |
| Prior Transfer Date | Aug 10, 2005 |
| Prior Transfer Doc | 0038782924 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 342 TRADE WINDS AVE, NAPLES, FL 34108-2329 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054193148 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 5419/3148 |
| Instrument | 5434531 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.88% |
| Index | 1-Year LIBOR |
| Max Rate | 8.88% |
The 2025 property tax bill for 342 Trade Winds Ave was $18,210 with a homeowner's exemption, up 2.3% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,835,171 (+2.7%) | $3,031,456 (-12.77%) Land $1,305,000 Building $1,726,456 | |
| 2025 | $18,210.00 (+2.3%) Homeowner's exemption | $1,786,924 | $3,475,189 Land $1,170,000 Building $2,305,189 |
| 2024 | $17,800.00 (+42.96%) | ||
| 2023 | $12,451.00 (-35.41%) Homeowner's exemption | $1,189,372 (-31.27%) | $3,533,690 (+14.3%) Land $2,367,000 Building $1,166,690 |
| 2022 | $19,276.00 Homeowner's exemption | $1,730,490 | $3,091,682 Land $1,266,300 Building $1,825,382 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 342 Trade Winds Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 499 units insured incl. 281 condo units |
| Nearby Flood Claims | 411 (1982–2024) |
| Claims Outside the SFHA | 3 of 411 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 342 Trade Winds Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Summit Broadband.
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