342 Straits Rd, Beaufort, NC 28516 Property Records

Carteret County property record for 342 Straits Rd, Beaufort, NC 28516

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1988
Lot Size0.541 acres (23,566 sqft)
OwnerIndividual Name on Record
Last Sale$129,000 (Jun 2021)
Tax Bill$702 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN7336.02.58.4093000

Property Details

APN / Parcel Number

Primary APN7336.02.58.4093000
Alternative APNs
  • 550742
  • 61265

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Heated Area
Gross Area1,352 sqft
1st Floor Area960 sqft
FlooringVinyl/Resilient
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1989
Architectural StyleCottage
Exterior MaterialStucco
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,566 sqft (0.541 acres)
Lot Dimensions235 ft deep x 101 ft wide
PorchSlab
Porch Area280 sqft
Deck Area28 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating FuelOil

Location & Zoning

Account Number61265
Street Address342 STRAITS RD
CityBEAUFORT
StateNC
Zip28516-7207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT NED GOLDEN SR 1335
Legal SubdivisionRECOMBINATION SURV NED G GOLDE
Legal Block58
JurisdictionCARTERET NC
Township / Civil DivisionSTRAITS
Census Block Group1
Census Block1025
Census Tract970103

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address342 STRAITS RD, BEAUFORT, NC 28516-7207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2021 · Amount on Record
Deed SaleJun 23, 2021 · Amount on Record
Deed Document Number20211727364
Deed Book / Page1727 / 364
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJun 23, 2021
Property Address342 STRAITS RD, BEAUFORT, NC 28516-7207
Document Number0017270364
Book / Page1727 / 364
Map ReferenceMB 31 PG 720
Instrument DateMay 21, 2021
Instrument1727364
Transaction TypeTransfer
Record UpdatedJul 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$258.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 STRAITS RD, BEAUFORT, NC 28516-7207

Mortgage

Document Number1727365
DateJun 23, 2021
Instrument1727-365
Lender
NameSURREY BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,262 (-) Land $70,820 Building $104,442$175,262 (-) Land $70,820 Building $104,442
2025$702.00 (+17%)$175,262 (+100.29%) Land $70,820 Building $104,442$175,262 (+100.29%) Land $70,820 Building $104,442
2023$87,503 Land $36,665 Building $50,838$87,503 Land $36,665 Building $50,838
2022$600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 197 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies197 in force
Nearby Flood Claims170 (1985–2025)
Claims Outside the SFHA1 of 170
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 88 claims
  • Hurricane Irene, Aug 2011 · 18 claims
  • Hurricane Isabel, Sep 2003 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 97% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Straits Rd

Nearby Streets

Search Property Records by Address or Parcel Number