342 Stevens St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 342 Stevens St, Lowell, MA 01851

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 4,188 sqft · built 1900
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$860,000 (May 2025)
Tax Bill$10,765 (2026)
Deeds & MortgagesMay 2025 Sale & Mortgage
Mar 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNK00580

Property Details

APN / Parcel Number

Primary APNK00580
Alternative APNs
  • LOWE M:105 B:5525 L:342
  • M:000105 T:K00580

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area4,188 sqft Living Area
Gross Area7,101 sqft
1st Floor Area1,617 sqft
Basement Area1,617 sqft
Unfinished Basement1,617 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialBrick
Roof TypeGable
Roof MaterialSlate
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberK00580
Street Address342 STEVENS ST
CityLOWELL
StateMA
Zip01851-3629
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block5525
Legal Lot Number342
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1004
Census Tract311500

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address342 STEVENS ST, 344, LOWELL, MA 01851-3629
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 21, 2025Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Mar 30, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
BERKSHIRE BANK
Nov 7, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2025 · Amount on Record
Deed SaleMay 21, 2025 · Amount on Record
Prior SaleNov 7, 2019 · Amount on Record
Deed Book / Page39263 / 254
Record UpdatedOct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMay 21, 2025
Property Address342 STEVENS ST, LOWELL, MA 01851-3629
Document Number039263-254
Book / Page39263 / 254
Instrument DateMay 21, 2025
Instrument15153
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 STEVENS ST # 344, 344, LOWELL, MA 01851-3629

Mortgage

Document Number0000015154
DateMay 21, 2025
Instrument15154
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMar 30, 2022
Property Address342 STEVENS ST, LOWELL, MA 01851-3629
Document Number036935-231
Book / Page36935 / 231
Instrument DateMar 25, 2022
Instrument13753
Transaction TypeTransfer
Record UpdatedAug 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address342 STEVENS ST, LOWELL, MA 01851-3629

Mortgage

Document Number0000013754
DateMar 30, 2022
Instrument13754
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 7, 2019
Property Address342 STEVENS ST, LOWELL, MA 01851-3629
Document Number33535-59
Book / Page33535 / 59
Instrument DateNov 6, 2019
Instrument49365
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 STEVENS ST # 344, 344, LOWELL, MA 01851-3629

Mortgage

Document Number49366
DateNov 7, 2019
Instrument49366
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Type Change DateDec 1, 2029

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,765.00 (+4.71%)$948,500 (+5.91%) Land $203,700 Building $744,800$792,367
2025$10,281.00 (+7.58%)$895,600 (+11.62%) Land $190,400 Building $705,200
2024$9,557.00 (+7.51%)$802,400 (+12.11%) Land $179,500 Building $622,900
2023$8,889.00$715,700 Land $156,100 Building $559,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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