Harford County property record for 342 Spry Island Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,188 sqft Total Area |
| Lot Size | 9,452 sqft (0.217 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,723.00 (2025) |
| Primary APN | 01-333887 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,188 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,452 sqft (0.217 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 333887 |
|---|---|
| Street Address | 342 SPRY ISLAND RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-5424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 95 9452 SF 342 SPRY ISLAND ROAD GUNPOWDER PT 103/92 |
| Legal Subdivision | GUNPOWDER |
| Legal Lot Number | 95 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 301301 |
Source: Harford County records · APN 01-333887
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 342 SPRY ISLAND RD, JOPPA, MD 21085-5424 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 26, 2020 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| May 22, 2017 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage BANK OF AMERICA |
| Apr 07, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2020 |
| Deed Sale | Jun 26, 2020 |
| Prior Sale | Apr 28, 2008 · Amount on Record |
| Deed Book / Page | 13944 / 456 |
| Prior Transfer Date | Jun 16, 2020 |
| Prior Transfer Doc | 0139440456 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 26, 2020 |
| Property Address | 342 SPRY ISLAND RD, JOPPA, MD 21085-5424 |
| Document Number | 0139440456 |
| Book / Page | 13944 / 456 |
| Map Reference | MB CGH103 PL 92 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | VYLLA LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 342 SPRY ISLAND RD, JOPPA, MD 21085-5424 |
| Document Number | 0013944462 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 13944/462 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2045 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 342 SPRY ISLAND RD, JOPPA, MD 21085-5424 |
| Document Number | 0123710232 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 342 SPRY ISLAND RD JOPPA MD 210855424, JOPPA, MD 21085-5424 |
| Document Number | 0123710232 |
|---|---|
| Date | Jun 05, 2017 |
| Book Page | 012371/000232 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 342 SPRY ISLAND RD, JOPPA, MD 21085-5424 |
| Document Number | 0123710223 |
| Instrument Date | Apr 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 342 SPRY ISLAND RD JOPPA MD 210855424, JOPPA, MD 21085-5424 |
| Document Number | 0123710223 |
|---|---|
| Date | Jun 05, 2017 |
| Book Page | 012371/000223 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | TULSA, OK 74137 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2047 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,600 (+5.4%) | $400,100 (-) Land $98,200 Building $301,900 | |
| 2025 | $3,723.00 (+7.63%) Homeowner's exemption | $361,100 (+9.59%) | $400,100 (+17.13%) Land $98,200 Building $301,900 |
| 2023 | $329,500 | $341,600 Land $98,200 Building $243,400 | |
| 2022 | $3,459.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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