342 Shirley Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 342 Shirley Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,572 sqft · built 1965
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Sep 2006)
Tax Bill	$375 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0020D038000`

Property Details

APN / Parcel Number

Primary APN	`0020D038000`
Alternative APNs	`0020D038` `11444`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,572 sqft Heated Area
1st Floor Area	1,218 sqft
Utility Area	105 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	47,045 sqft (1.08 acres)
Lot Dimensions	188 ft deep x 250 ft wide
Garage Type	Carport
Garage Area	345 sqft
Carport	Carport
Carport Area	294 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	178 sqft
Deck Area	240 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11444
Old Parcel Number	0020D038000
Street Address	342 SHIRLEY DR
City	RINGGOLD
State	GA
Zip	30736-6720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 31 & 32 EAST GARDEN TERRACE
Legal Subdivision	EAST GARDEN TERRACE
Legal Lot Number	31,32 32
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4022
Census Tract	30402

Owner

342 Shirley Dr is owned and occupied by an individual who bought it in September 2006.

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	342 SHIRLEY DR, RINGGOLD, GA 30736-6720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2006 · Amount on File
Deed Sale	Sep 7, 2006 · Amount on File
Deed Document Number	0001313380
Deed Book / Page	1313 / 380
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	342 SHIRLEY DR, RINGGOLD, GA 30736-6720
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 SHIRLEY DR, RINGGOLD, GA 30736-6720

Mortgage

Document Number	0022000000000187
Date	Feb 1, 2022
Book Page	0000002200/0000000187
Instrument	000926

Lender

Name	TENNESSEE VALLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.02%
Type Change Date	Feb 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 342 Shirley Dr was $375 with exemptions applied.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$375.00 Homeowner's exemption Senior Citizen's exemption	$96,037 Land $15,276 Building $80,761	$240,091 Land $38,189 Building $201,902
2023	$475.00 (-62.24%) Homeowner's exemption Senior Citizen's exemption	$66,667 Land $15,276 Building $51,391	$166,666 Land $38,189 Building $128,477
2022	$1,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 342 Shirley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Shirley Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ringgold Telephone Company DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shirley Dr

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