342 Second St, Cadiz, KY 42211 Property Records

Trigg County property record for 342 Second St, Cadiz, KY 42211

Property Summary

Property TypeSingle Family Home
Lot Size0.223 acres (9,749 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (May 2025)
Tax Bill$1,654 (2025)
Deeds & MortgagesJan 2025 Construction Loan
May 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNS-39-129-19

Property Details

APN / Parcel Number

Primary APNS-39-129-19
Alternative APN
  • 197495

Exterior

Lot Area9,749 sqft (0.223 acres)

Location & Zoning

Street Address342 SECOND ST
CityCADIZ
StateKY
Zip42211-9173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN HAVEN EST 19
Legal SubdivisionTOWN HAVEN
Legal Lot Number19
JurisdictionTRIGG KY
Township / Civil DivisionCADIZ
Census Block Group1
Census Block1067
Census Tract970201

Owner

Source: Trigg County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address544 SARATOGA HTS, EDDYVILLE, KY 42038-8860
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2025Deed of Trust, Mortgage · Construction Mortgage
FNB BANK NA
May 15, 2025Warranty Deed, Transfer · Conventional Mortgage
FARMERS BANK & TRUST
Jul 18, 2023Deed, Transfer
Aug 19, 2021Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2025 · Amount on Record
Deed SaleMay 15, 2025 · Amount on Record
Prior SaleJul 18, 2023 · Amount on Record
Deed Document Number2025333013
Deed Book / Page336 / 569
Record UpdatedJun 8, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRIGG KY
Property Address342 SECOND ST, CADIZ, KY 42211-9173
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 SECOND ST, CADIZ, KY 42211-9173

Mortgage

Document Number000M428/70
DateJan 30, 2025
Book PageM428/70
Instrument331305
Lender
NameFNB BANK NA
TypeBank
AddressMAYFIELD, KY 42066
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTRIGG KY
Recording DateMay 15, 2025
Property Address342 SECOND ST, CADIZ, KY 42211-9173
Document Number00D336/569
Book / PageD336 / 569
Map ReferenceCAB C SL 1
Instrument DateMay 2, 2025
Instrument333013
Transaction TypeTransfer
Record UpdatedApr 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address342 SECOND ST, CADIZ, KY 42211-9173

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address544 SARATOGA HTS, EDDYVILLE, KY 42038-8860

Mortgage

Document Number0000333014
DateMay 15, 2025
Instrument333014
Lender
NameFARMERS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMay 2, 2050

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionTRIGG KY
Recording DateJul 18, 2023
Property Address342 SECOND ST, CADIZ, KY 42211-9173
Document Number00D327/589
Book / PageD327 / 589
Map ReferenceCAB C SL 1
Instrument DateJul 18, 2023
Instrument301707
Transaction TypeTransfer
Record UpdatedApr 20, 2026

Transaction

AmountAmount Recorded
Tax$239.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7777 SUNSET SHORES DR, CANADIAN LAKES, MI 49346-9236

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address340 WILLANCO DR, EDDYVILLE, KY 42038-8529

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionTRIGG KY
Recording DateAug 19, 2021
Property Address342 SECOND ST, CADIZ, KY 42211-9173
Document Number00D317/218
Book / PageD317 / 218
Map ReferenceCAB C SL 1
Instrument DateAug 19, 2021
Instrument288916
Transaction TypeTransfer
Record UpdatedApr 20, 2026

Transaction

AmountAmount Recorded
Tax$166.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 814, HOPKINSVILLE, KY 42241-0814

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7777 SUNSET SHORES DR, CANADIAN LAKES, MI 49346-9236
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityCadiz City
CountyTrigg County
Unified School DistrictTrigg County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,654.00 (+4.62%)$239,000 (+44.06%)$239,000 (+44.06%)
2023$1,581.00$165,900$165,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCADIZ MUNICIPAL WATER CO
serves 6,165 people · EPA ID KY1110054
Water SourceSurface water
Last State InspectionApr 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
energynet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

Nearby Properties on Second St

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