Frederick County property record for 342 Sage Cir, Winchester, VA 22603
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,220 sqft · built 2019 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Dec 2020) |
| Tax Bill | $1,518 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 537-1-92 |
| Primary APN | 537-1-92 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,220 sqft Living Area |
| Gross Area | 1,824 sqft |
| 1st Floor Area | 580 sqft |
| Basement Area | 580 sqft |
| Unfinished Basement | 580 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8051235 |
|---|---|
| Street Address | 342 SAGE CIR |
| City | WINCHESTER |
| State | VA |
| Zip | 22603-4382 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RP |
| Legal Description | REGENTS CREST L92 R1 |
| Legal Subdivision | REGENTS CREST |
| Legal Lot Number | 92 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 51102 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 342 SAGE CIR, WINCHESTER, VA 22603-4382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2020 | Grant Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG |
| Nov 22, 2019 | Deed of Trust, Mortgage NVR MTG FIN |
| Aug 12, 2019 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on Record |
| Deed Sale | Dec 11, 2020 · Amount on Record |
| Prior Sale | Aug 12, 2019 · Amount on Record |
| Deed Document Number | 202018078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Dec 11, 2020 |
| Property Address | 342 SAGE CIR, WINCHESTER, VA 22603-4382 |
| Document Number | 0000018078 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 18078 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | FIRST EXCEL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 342 SAGE CIR WINCHESTER VA 226034382, WINCHESTER, VA 22603-4382 |
| Document Number | 18079 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 18079 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 342 SAGE CIR, WINCHESTER, VA 22603-4382 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 342 SAGE CIR WINCHESTER VA 22603, WINCHESTER, VA 22603 |
| Document Number | 12858 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 12858 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Aug 12, 2019 |
| Property Address | 342 SAGE CIR, WINCHESTER, VA 22603-4382 |
| Document Number | 0000008146 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 8146 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $440.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3926 PENDER DR #200 FAIRFAX VA 220300976, 200, FAIRFAX, VA 22030-0976 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,518.00 (+10.4%) | $286,400 Land $73,000 Building $213,400 | $286,400 Land $73,000 Building $213,400 |
| 2025 | $1,375.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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